Last Updated November 22, 2024
Are you dreaming of new construction homes in Florida under 400k but feel like you’re on a unicorn hunt? You’re not alone. Southwest Florida is known for its stunning coastal beauty, warm weather, and high quality of life. However, finding a home near popular areas like Wellen Park can be difficult for buyers on a budget. But wait, there’s good news—you don’t have to sacrifice proximity to the beach or a vibrant lifestyle to find a new home under $400,000.
Every day, we are tasked with finding the perfect home for our buyers. We’re confident that we can help you find a new construction home in Florida under 400k, so you still have plenty left in the budget for the fun stuff!
The areas listed in this guide offer a range of affordable new homes near the beach, making them ideal for those looking to live the Florida dream without breaking the bank. Whether you’re a first-time homebuyer, a family looking to relocate, or a retiree seeking the perfect Florida retreat, these communities provide excellent options for affordable, new-construction homes near Wellen Park. Read on to find your ideal home location!
Why Southwest Florida?
Southwest Florida is a favorite destination for homebuyers, thanks to its mix of beautiful beaches, laid-back lifestyle, and easy access to nature preserves, golf courses, and cultural attractions. The region is home to some of the best coastal towns in the state, and it’s popular among retirees and young families.
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While Wellen Park has become a go-to area for many buyers, prices for new construction homes there often exceed $400,000. Understandably so, the place is an absolute dream to live in. Luckily, there are some fantastic areas close by, such as Port Charlotte, Venice, North Port, and Englewood, serving up alternative options, and even some of the cheapest Florida beach homes around.
These areas offer affordable new homes under $400k in Florida, close to the coast and within easy reach of everything Southwest Florida offers.
Let’s look at neighboring areas where you can get more bang for your buck as you design your perfect Florida lifestyle!
Prefer to watch and listen? Enjoy the video for an overview of each community, and then browse the sections below for links to in-depth community pages with photos, video tours, and more!
1. West Port, Port Charlotte
One of the standout options for buyers seeking new construction homes in Florida under $400,000 is West Port, a 450-acre master-planned community development between North Port and Port Charlotte. With homes built by well-known builders like Lennar, Ryan Homes, D.R. Horton, Taylor Morrison, and more, the neighborhood features floorplans ranging from 1,500 to 2,400+ sq. ft. at price points starting around $300,000.
If you’re home searching on a budget, West Port’s low HOA fees and convenient location will appeal to you. It’s situated near the U.S. 41, offering easy access to local shopping centers, dining options, and entertainment venues. The community is also just a short drive from Centennial Park and the Myakka River, providing plenty of outdoor recreational activities for nature lovers. For those who enjoy an active lifestyle, West Port boasts a resort-style pool, fitness center, and pickleball courts, making it an ideal choice for families and retirees.
Despite being smaller than Wellen Park, West Port provides affordable alternatives without sacrificing location or convenience. Quick move-in homes are available, allowing buyers to take advantage of incentives and find their ideal home at an affordable price.
2. The Cove at West Port
Located within the larger West Port development, The Cove at West Port offers a unique selection of homes built by Taylor Morrison and D.R. Horton. These builders are known for their commitment to energy efficiency, which is stunningly displayed in this community’s beautifully designed homes and eco-friendly living solutions.
The Cove is an excellent option for homebuyers seeking affordable new construction within a resort-style community. Here, you’ll find a wide range of homes, from twin villas priced between $300,000 to $350,000 to larger single-family homes ranging from $350,000 to just over $400,000. With homes between 1,329 and 2,921 square feet, buyers can choose from floor plans offering 2-4.5 bedrooms, 2-4.5 bathrooms, and 2-3.5 car garages.
In addition to the diverse housing options, The Cove also offers a range of accessible yet luxurious amenities, including a resort-style pool, fitness center, and sports courts for baseball, softball, pickleball, and soccer. The community features nature trails, a dog park, and regular social activities like “Thursty Thursdays” at the pool, where neighbors can come together to create a true community vibe!
Port Charlotte Beach Park is just a short drive away, where residents can enjoy a day out on the scenic waterfront and participate in various outdoor activities.
Additionally, each home comes with SmartHome and energy-saving features, making it a perfect choice for those looking to enjoy an affordable Florida lifestyle with high-quality finishes and modern conveniences at a reasonable cost in a prime location.
3. The Hammocks
Another great option within the West Port community is The Hammocks, offering homes by Christopher Alan Homes, M/I Homes, Lennar, and Ryan Homes. With low HOA fees, open-concept floor plans, and energy-efficient features, this community is an excellent option for first-time buyers or those looking to downsize.
You can expect to pay in the high $300,000s for a modern, spacious home full of natural light, as this community delivers on both affordability and style.
While it lacks extensive amenities, the community does have a playground and access to the shared West Port amenities, which include the resort-style pool, walking trails, and community clubhouse. It also benefits from its proximity to the Charlotte County Aquatic Center, which offers easy access to swimming and recreational activities and a plethora of fun things to do in Port Charlotte.
Plus, the community’s location puts you just a short drive from local beaches and waterfront parks, ensuring that coastal living is always within reach. New construction homes in Port Charlotte don’t get much better than this when balancing price, amenities, and proximity to the coast.
4. Biscayne Landing, Port Charlotte
For buyers interested in the quality of Wellen Park homes, Biscayne Landing offers an excellent opportunity to purchase a home built by Lennar Homes, one of the nation’s top builders. With less than 100 new homes up for grabs, it offers an intimate community feel.
Buyers can choose from two unique home collections providing 3-4 bed single-family homes. Four different floor plans are available, and home sizes range from 1,849 to 2,201 square feet, with open floor plans to suit your needs.
Centrally located in Port Charlotte, it’s close to all amenities, including shopping, dining, and entertainment, making it perfect for growing families. The community is within easy reach of regional parks, Port Charlotte Harbor, local schools, and popular areas like Wellen Park. Outdoor enthusiasts will also appreciate the community’s proximity to the Myakka State Forest and Englewood Beach, where you can enjoy boating, fishing, and other water activities.
The community boasts key features such as a pool, clubhouse, fitness center, and sports courts. It’s gated and located close to major highways, making it easy to commute to nearby cities like Venice, North Port, and Sarasota for work or unlimited things to do.
With low HOA fees, quick move-in options, and great value homes starting in the high £300,000s, Biscayne Landing is an attractive choice for retirees, first-time buyers, families, and budget-conscious buyers looking for top-quality new construction homes in a prime location.
5. Island Lakes at Coco Bay
Island Lakes at Coco Bay in Englewood, Florida, offers an affordable gated community experience just 10 minutes from Englewood Beach and Manasota Key. Developed by Lennar, this new construction community features a range of single and multi-family homes, ranging from 1,417 to 2,444 square feet, and nine floor plans across three home collections. You can bag a new construction villa for around $300,000 or a larger 3-4 bedroom home for just over $400,000, making it appealing for budget-conscious buyers.
Residents can enjoy resort-style amenities such as a clubhouse, pool, playgrounds, and sports courts. With top-rated schools nearby, easy access to coastal recreation, and top local attractions like Gasparilla Island (one of our must-visit destinations), Island Lakes seamlessly blends relaxed coastal living with an active lifestyle.
Quick move-in homes are available, and lawn maintenance is included for convenience. The community’s prime location also offers proximity to shopping districts and nature preserves, making it ideal for families and outdoor enthusiasts who want to be close to the coast without exceeding their budget.
6. Palm Lake at Coco Bay
Adjacent to Island Lakes, Palm Lake at Coco Bay offers similar affordability and quality, with homes starting in the mid $300,000s and ranging to $750,000.
Located just 10 minutes from Stump Pass Beach State Park and with stunning lakeside views, Palm Lake at Coco Bay in Englewood, Florida, is a gated master-planned community with the quality we have come to know and love from Lennar Builders. Buyers can choose from single-family homes ranging from 1,417 to 2,799 square feet across three unique home collections with ten floor plans.
This community is conveniently located near U.S. 41, giving residents quick access to nearby shopping, dining, and entertainment options. Onsite amenities include a clubhouse, swimming pool, fitness center, sports courts, and playgrounds, making it ideal for families and those seeking an active lifestyle.
The serene setting of Palm Lake at Coco Bay is undeniable. Located around a massive 80-acre lake, it’s the perfect home site to enjoy a sunset drink on the lanai as you contemplate how perfectly your low-maintenance home compliments your budget-friendly yet luxurious Florida lifestyle!
7. Cedar Grove at The Woodlands
If you’re looking for a great family community, Cedar Grove at The Woodlands may be the place for you. This gated community in North Port offers new construction and resale homes.
Built by Centex, this development features 314 single-family homes in seven innovative designs, with sizes ranging from 1,662 to 3,416 square feet. Prices start in the low $300,000s, which is much less than you’ll pay for similar properties in nearby Venice or Sarasota, making it an affordable option for buyers seeking modern, spacious homes.
Cedar Grove provides residents access to lush green spaces, walking trails, parks, a community pool with a cabana, sports courts, and a playground. Additionally, it’s serviced by some of the best-rated schools in Florida and is just 30 minutes from the beach.
8. Arbor Oaks at The Woodlands
Also part of The Woodlands, Arbor Oaks is another contender for great-value new construction homes in Florida under $400,000. This exciting new gated community in North Port, Florida, is developed by Divosta (Pulte Homes). With 12 home designs ranging from 1,405 to 2,808 sq. ft., it offers a mix of single-family homes tailored to various lifestyles, from cozy options to spacious luxury models.
As a sister community to Island Walk in Wellen Park, Arbor Oaks provides similar resort-style living but at a more affordable price point. Properties start at around $330,000, so buyers on a budget can still experience quality, upscale living in a thriving neighborhood.
The community boasts a range of top-notch amenities, including a resort-style pool, spa, clubhouse, fitness center, and sports courts. It’s located on a 190-acre site, providing ample space for recreation while offering serene lakeside views and proximity to downtown North Port, just 4.5 miles away. The prime location is conveniently near excellent schools, making it a great choice for families seeking affordable new homes in Florida’s popular Gulf Coast region.
9. Magnolia Bay, Venice
Magnolia Bay in Venice, Florida, is one of the most highly anticipated new-build communities in Florida. With 700 homesites and 15 unique floorplans, Meritage Homes has developed a stunning neighborhood that offers a variety of single-family homes ranging from 1,269 to 2,830 sq. ft. Modern designs showcasing 3-5 bedrooms, one—or two-story homes, and energy-efficient features are standard in this top-of-the-range complex.
Residents can choose from two separate community amenity areas catering to all ages. From cabanas, pools, and playgrounds to fitness centers, sports courts, and clubhouses – this neighborhood has it all. And if that’s not enough, there’s even a dedicated dog park to ensure every family member is catered to!
Magnolia Bay’s location offers easy access to top-rated schools and I-75, making commuting and daily life convenient. A short drive brings you to downtown Venice and Sarasota, where you can explore the area’s shopping, dining, entertainment, and rich arts and cultural scene. Plus, with its proximity to some of the Gulf Coast’s most stunning beaches, living in Magnolia Bay feels like a year-round vacation, offering a perfect balance of leisure, comfort, convenience, and affordability.
House prices here are in the mid-high $300,000s, and HOA fees start at an impressively low $13 per month, making this one of the most affordable new construction communities in Southwest Florida. It’s an excellent choice for buyers who want to be close to the beach and Wellen Park without exceeding their budget.
Find Your Dream New Construction Home in Florida Under 400k
Finding new construction homes in Florida under 400k is easier than you might think, especially when focusing on communities in Port Charlotte, Venice, North Port, and Englewood. These areas offer a fantastic quality of life, proximity to the coast, and an affordable entry into the Florida real estate market. Whether you’re looking for a home in a family-friendly community or a serene retreat near the beach, these neighborhoods provide something for everyone.
If you’re ready to explore new construction homes in south Florida under 400k and start your journey to living the Florida dream, contact us today! Our team is here to help you find the perfect home that fits your lifestyle and budget.
