“Are there any communities around here without CDD fees?”

The short answer is yes , but they’re becoming harder to find.

Many newer  master-planned communities across Southwest Florida include CDD fees, especially in large developments like Wellen Park or Lakewood Ranch. While these communities offer incredible amenities, those added CDD fees in Florida can increase your annual costs by thousands.

The good news? There are still some fantastic communities in the Venice area where you can avoid a CDD fee altogether.

In this guide, we’ll break down how a CDD in Florida works, how it compares to HOA fees, and highlight some great neighborhoods where you can skip those extra costs.

What are Community Development District fees in Florida?

First things first. Before we jump into our list of communities around Venice & near Wellen Park that do not have CDD fees, what exactly are CDD fees in Florida real estate? 

A CDD (Community Development District) is a special government entity created by a developer to fund and manage infrastructure within a community. Essentially, it’s a type of loan or “bond” from the local government to help cover the costs of the developers to put in new infrastructure. In simple terms, a CDD fee helps pay for things like roads and sidewalks, utilities and drainage systems, community amenities (like clubhouses, pools, fitness centers), and even landscaping and common areas. 

Instead of the developer including these costs in the home price, the bond is paid back over time by homeowners as a separate line item on their annual property taxes. These fees are typically paid over 20–30 years, depending on the age of the community. So if you buy into a newer neighborhood, you could be paying that CDD in Florida for quite a while.

HOA vs. CDD Fees — What’s the Difference?

This is where a lot of buyers get tripped up.

While both are common in Florida real estate, HOA fees and CDD fees serve very different purposes.

• HOA fees are paid directly to the association, while CDD fees are paid through your annual property tax bill (you’ll see them as a separate line item).
• HOA fees cover day-to-day maintenance, while a CDD fee is used to repay the cost of building the community’s infrastructure.
• HOA fees are ongoing for as long as you live in the property, while CDD fees in Florida are usually temporary and tied to a bond (often around 30 years).

It’s important to understand how CDD fees work when comparing communities because they’re not always obvious when you first start looking and may end up being the deciding factor when purchasing a property. It’s also very important to calculate both your CDD and HOA fees in total so you can understand the full cost of ownership and whether or not it fits into your budget. 

Everything You Need To Know About CDD Fees in Florida

We get it…  CDD fees in Florida real estate can feel confusing at first.

So here are some of the most common questions we get (and the answers you’ll actually want to know before buying).

What are typical CDD fees for Florida real estate properties?

Most CDD fees Florida real estate buyers see fall somewhere between $1,000 and $5,000 per year, depending on the home, the community and amenities. For example, all communities in Wellen Park have CDD fees; however, they each have different amounts. 

Newer master-planned communities tend to be on the higher end, since the CDD in Florida is funding larger infrastructure and resort-style amenities.

When comparing homes, it’s always a good idea to look at the specific CDD amount for that property, since the cost can vary quite a bit even between nearby communities.

How are CDD fees paid?

CDD fees in Florida are paid annually through your property taxes and appear as a separate line item.

How can I estimate CDD fees when buying a home in Florida?

The easiest way is to check the property tax bill as the CDD fee will usually show up as a separate line.

For new construction, your agent or builder can give you the amount. Either way, always confirm the exact CDD fees for the specific property before making a decision.

Why do so many new communities have CDD fees?

CDD financing allows local municipalities to work with developers to build large master-planned communities without raising the purchase price of homes or levying taxes on residents who live outside these communities.

Instead of paying for infrastructure upfront, the cost is spread across homeowners over time through the CDD assessment.

How can I avoid paying CDD fees when buying a home in Florida?

The only way to completely avoid CDD fees is to buy property in a community that doesn’t have them. These are typically older neighborhoods or smaller developments that didn’t use CDD financing to build their infrastructure.

In some cases, you may also find homes where the CDD bond has already been paid off, which can reduce or eliminate a portion of the fee but this depends on the community.

Are there communities in Wellen Park with no CDD fees?

Short answer: No.

All communities in Wellen Park include a CDD fee. That said, the amount varies and older sections may have lower CDD fees in Florida because the bonds have already been paid down over time.

What impact do CDD fees have on Florida property resale value?

A CDD fee doesn’t automatically hurt resale value but buyers do factor it in.

In many cases, homes in Florida with CDD fees buyers pay still perform well because of the amenities. But homes in Florida without a CDD often stand out for buyers focused on keeping long-term costs lower.

Are CDD fees permanent?

No (thankfully!), most CDD fees in Florida communities last around 20–30 years, depending on the bond. However, it is possible that a CDD can be extended if more funds are needed for major infrastructure improvements. 

Can I pay off my CDD fees in Florida early?

Some communities allow you to pay off the bond portion of your CDD fee, but not all do. And even if you do, there may still be a small maintenance portion remaining.

If this is something you’re curious about when buying a home, it’s always a good idea to ask about the CDD details for that specific property, since every community handles it a little differently.

Are CDD fees tax deductible?

In many cases, a portion of CDD fees may be tax deductible, similar to property taxes. However, this depends on the specific structure of the assessment and individual tax situations, so it’s always best to confirm with a tax professional.

Popular Venice Area Communities With No CDD Fees

Now that we’ve covered the ins and outs of CDD fees in Florida, let’s take a look at some great communities in the Venice area & nearby Wellen Park where you can skip them altogether, because let’s be honest, we all like saving a little extra on our biggest expenses.

While many newer neighborhoods include a CDD in Florida, there are still several great options in Venice, Nokomis, and Englewood where you can enjoy beautiful neighborhoods and amenities without that additional cost.

Beachwalk by Manasota Key

Beachwalk by Manasota Key is one of the newest resort-style communities near Venice, located just a few miles from the Gulf beaches and the famous Manasota Key area. Developed by DiVosta, this gated community offers a true vacation-style atmosphere with extensive amenities and a relaxed coastal feel.

Homes range from the mid $300s to $900k+, with both villas and single-family options available. 

Residents enjoy a large clubhouse, resort pool, fitness center, pickleball courts, and even an on-site restaurant and bar. One of the biggest advantages is that Beachwalk has no CDD fees, which helps keep long-term ownership costs lower than many comparable communities.

View all properties for sale in Beachwalk

Talon Preserve (Nokomis)

Talon Preserve is one of the most popular new construction communities near Venice and Sarasota. It’s located just off I-75 near Palmer Ranch, with direct access to the Legacy Trail, a popular biking and walking trail connecting Sarasota and Venice.

Talon Preserve is another DiVosta community. Homes in this gated community range from the high $400s to $1M+, and amenities include a resort pool, fitness center and spa, restaurant and bar, pickleball and tennis courts, and scenic walking trails throughout the community’s nature preserves. 

Even better – no CDD fee, which is rare for a newer community with this level of amenities.

View all homes for sale in Talon Preserve

Palmero 

Palmero is a boutique community in Venice developed by Taylor Morrison, offering a smaller and more intimate feel compared to some of the larger master-planned developments nearby.

This is a recently completed community and homes here are only a couple years old and range from the mid $400s to $700k+, with modern layouts and flexible living spaces. Amenities include a pool, clubhouse, dog park, and playground, making it appealing to both families and retirees looking for a quiet neighborhood close to Venice’s beaches and downtown. 

And of course, no CDD fees, which helps keep things more predictable long-term.

 View Homes for sale in Palmero

Shores At Stillwater

Shores at Stillwater is a new gated community located in Englewood (just south of Venice) and is a Pulte Homes community area. It offers modern homes in a peaceful setting, but is still close to shopping, dining, and the Gulf beaches. 

The neighborhood features contemporary open layout single-family homes with energy-efficient designs that can help keep utility costs a bit lower over time. Homes range from the mid $400s to $700k+, and residents enjoy a clubhouse, pool, and outdoor gathering spaces designed for both recreation and socializing.

Another great option without a CDD fee.

 View Homes for sale in Shores at Stillwater

Legacy Groves

Legacy Groves is a newer boutique Nokomis community with easy access to Venice, Sarasota, and the Gulf beaches. Another Pulte Home community, it features thoughtfully designed single-family homes and villas with modern layouts, open living spaces, and flexible floor plans that work well for both families and retirees.

Home prices typically range from the mid $500s to around $700k+and amenities include a pool, cabana, playground, and walking areas. 

No CDD fees here which makes it a solid option for buyers watching long-term costs.

Search Legacy Groves Homes for sale

Boca Royale Golf & Country Club*

The ORIGINAL Boca Royale Golf & Country Club is a mature gated community located in Englewood, just south of Venice, known for its relaxed country club lifestyle. The neighborhood includes a mix of single-family homes and maintenance-free villas, many with views of lakes, preserves, or the golf course.

Homes in the original Boca Royale community typically range from the mid $400s to around $900k+, with golf, tennis, pickleball, dining, and social events available, making it a great option for buyers who enjoy an active community atmosphere.

*Important note: the original community has no CDD fee, but there is a newer  section called “Boca Royale at Wellen Park” that is tied to Wellen Park and DOES have a CDD fee as a result. So be sure to double check in this community, because fees will vary dramatically depending on the section where you buy. 

 Search Homes for sale in Boca Royale

Vicenza 

Vicenza is a newer community in North Venice with a distinctive Italian-inspired design built by Neal Communities, a popular builder in this area of Florida. 

Located in North Venice near Nokomis, the neighborhood offers easy access to beaches, shopping, and I-75, making it a convenient location for both commuters and retirees.

Homes range from the mid $400s to upper $600s, including two-bedroom villas and three/four-bedroom single-family homes, with optional pools and great views. 

The community is well-suited for an active lifestyle and amenities include a resort-style pool, clubhouse, pickleball, bocce, dog parks, and scenic ponds throughout the community. There’s even an activities coordinator to organize social events and gatherings — all without the added cost of a CDD fee in Florida, which makes it especially appealing. 

 Search Homes For Sale in Vicenza 

Milano (North Venice / Nokomis)

Milano is a peaceful, established Neal community with Mediterranean-style homes and natural gas (which is a nice bonus). 

Located in Nokomis just north of Venice, you’ll only find resale homes here  which typically range from the mid $400s to around $700k+. 

Milano offers similar floor plans to its sister community of Grand Palm, but with a different architectural feel.

Amenities include a clubhouse, resort-style pool and spa, and a dog park. Milano also has relatively low HOA fees compared to many newer communities in the area. Coupled with no CDD fees, it’s a strong combo for long-term affordability.

 View all homes for sale in Milano

Cielo

Cielo is another smaller, Neal community in North Venice that tends to fly under the radar. The gated community is just minutes from shopping, dining, and the Gulf beaches.

Homes range from the mid $500s to $800k+, and new construction homes have sold out but resale opportunities still pop up occasionally.

It’s close to Myakka River State Park which makes it a great location for anyone who enjoys hiking, wildlife, and spending time outdoors.  The community feels very chilled yet luxurious, has low HOA fees, and  (you guessed it) no CDD fee.

 View Homes for sale in Cielo

Venice Woodlands (Venice)

Venice Woodlands is a quiet community, tucked away just east of I-75 that a lot of buyers overlook, but it’s actually one of the best-value options in the area. In fact, it’s currently the most affordable way to get into a gated, amenitized, new-construction community with a Venice address anywhere along the Gulf Coast.

Built by D.R. Horton, homes here range from villas to larger single-family homes, typically from the mid $200s up into the  high $500s. Many homes back up to preserves or lakes, so you get a bit more privacy and a nicer view than you’ll find in some of the bigger developments.

The amenity list is simple but well-maintained — a resort-style pool, clubhouse, fitness center, pickleball, bocce, and walking trails. It’s not over-the-top, but that’s kind of the point. This is a great, more affordable community for families or anyone looking to keep fees lower while still having the essentials.

And one of the biggest perks? No CDD fees in Florida, which is getting harder to find in newer communities like this.

 View Homes for Sale in Venice Woodlands

Palencia

Palencia is a gated community in Venice by D.R. Horton that offers a quiet, more intimate feel while still being close to the heart of it all. It’s especially appealing for those who enjoy Venice’s downtown scene, with easy access to the Venice Theatre, Venice Art Center, local farmers markets, shops, and restaurants.

Single-family homes and twin villas typically range from the mid $400s to around $700k+, making it a great option for newer construction at a more approachable price point.

Residents enjoy a well-kept setting with amenities like a community pool and cabana, and the added bonus of no CDD fees, which can make a real difference when planning for long-term costs.

 Search Palencia Home for sale

Venetian Falls (55+ Community)

Venetian Falls is a popular 55+ gated community in Venice designed for active adults who want a social lifestyle with low-maintenance living. It’s just a short drive from Venice Beach, historic downtown Venice, waterfront restaurants, boutique shops, and local farmers markets.

Of course, that’s assuming residents ever feel the need to leave. The community offers a large clubhouse with social spaces (including a Grand Ballroom), a resort-style pool and spa, fitness center, bocce courts, putting green, and scenic walking paths throughout the community,along with an Activities Director who helps keep things fun and engaging.

Homes typically range from the high $300s to around $600k+ and include both villas and single-family homes with single-story layouts. With maintenance-free living and no CDD fees, it’s an especially appealing option for retirees looking to keep things simple and predictable long-term.

 View Homes for Sale in Venetian Falls

Caribbean Village

Caribbean Village is a gated community in Venice developed by D.R. Horton, located near the corner of River Road and Venice Avenue. It’s about six miles from the Gulf beaches and close to outdoor destinations like Myakka River State Park and Deer Prairie Creek Preserve, making it a great fit for nature lovers. It’s also just a short drive to Wellen Park.

Homes typically range from the high $400s to around $700k+ and feature Mediterranean-inspired designs with spacious three-bedroom layouts. Some homes also offer peaceful lake views.

Residents enjoy amenities like a resort-style pool and spa, fitness center, and bocce courts, creating a relaxed, social atmosphere where it’s easy to unwind — with the added bonus of no CDD fees.

 View Homes for Sale in Caribbean Village

Finding the Right Venice Community Without CDD Fees

If you’re searching for new homes in Venice without CDD fees, there are some great options available. And even though they are not located directly in the heart of popular master-planned communities like Wellen Park, they are still just a short drive away. And some of them are even closer to the beach!

Communities like Beachwalk, Talon Preserve, Vicenza, Milano, and Palmero show that you can still find great neighborhoods without a CDD in Florida…  you just need to know where to look.

If you’re thinking about making a move, we’re always happy to help you compare communities, break down CDD fees Florida real estate buyers should watch for, and find the right fit for your lifestyle and budget.

Reach out anytime. We’d love to help you find your perfect Florida home.

The post 13 Venice Area Communities With NO CDD Fees (Near Wellen Park) appeared first on That Florida Life.

But it isn’t just about picking the prettiest beach or the trendiest town—it’s about finding the right fit for your lifestyle, budget, and long-term goals. Before you leap, it’s essential to understand the key considerations involved in buying a second home in Florida. A few things you need to know include where to buy a vacation home in Florida, the financial aspects, and how to make the most of your investment. 

We know this can be tricky because we’ve been where you are. While we decided to move to Florida permanently, our experience has enabled us to pool all our resources as travelers, realtors, relocation experts, and Florida superfans to support hundreds of people moving within, relocating to, or buying a second home in Florida. So, let’s get to the juicy stuff! 

Location Matters: Finding Your Perfect Spot

Deciding where to buy a second home in Florida is one of the most exciting yet challenging parts of the process. Florida is a large and diverse state, and each region has its own personality and charm, as well as unique attractions and lifestyles. 

The Atlantic Coast

On the Atlantic Coast, cities like Miami and Fort Lauderdale pulse with energy, offering cultural hotspots, nightlife, and stunning oceanfront properties. If you prefer sunrises over the ocean but see yourself in a smaller town, then popular smaller towns near Vero Beach up toward the Space Coast are extremely popular and have some affordable Florida homes near the beach. Even northward toward Flagler and Palm Bay are popular areas that give residents more of a community and even small town feel as well as the chance to live the beach lifestyle. 

Orlando and Central Florida

If you’re drawn to the hustle and bustle of theme parks and family attractions, Central Florida, including Orlando, is a fantastic choice. And for those dreaming of a tropical, island-like experience, the Florida Keys offer unparalleled beauty and tranquility.

The Florida Panhandle

The Florida Panhandle, stretching from Pensacola to Tallahassee, is an excellent option for those seeking a relaxed and affordable second home in Florida. This family-friendly region is known for its sugar-white beaches and emerald-green waters. It offers cooler winters, relatively low home prices, and some of the best places for budget-conscious buyers to buy a vacation home in Florida.

Tampa & St. Pete Areas

The Tampa Bay area, which includes Tampa, St. Petersburg, Clearwater, and Dunedin, is one of Florida’s hottest markets for second homes. This vibrant region combines city convenience with coastal relaxation, making it a top choice for those deciding where to buy a vacation home in Florida.

Tampa offers a thriving downtown, professional sports, and world-class dining, perfect for those who enjoy urban living with easy beach access. St. Petersburg blends culture and charm with its art scene, museums, and stunning waterfront views. Clearwater, famous for its award-winning beaches, is ideal for a tropical retreat, while Dunedin stands out for its quaint, small-town vibe, craft breweries, proximity to Honeymoon Island, and made it onto our 2024 list of top places to live in Florida!

Southwest Florida

Southwest Florida is a top choice for retirees and snowbirds looking to buy a vacation home in Florida—and it’s easy to see why. On this stretch of the Gulf Coast, you’ll find calm waters and a slower pace of life in towns like Sarasota, Venice, masterplanned communities such as Wellen Park, or Naples—perfect for relaxing beach days and upscale living. 

The region also boasts year-round warm weather, pristine beaches along the Gulf of Mexico, and a relaxed, upscale vibe. Naples, in particular, is known for its luxury golf courses, fine dining, and high-end shopping. At the same time, Fort Myers has a more laid-back feel with a thriving arts and cultural scene.

Southwest Florida offers an abundance of parks, nature reserves, and boating opportunities for outdoor enthusiasts. The area is also free of frost in the winter months, making it especially appealing for those looking to escape the cold in a cozy Florida winter home. Home options range from waterfront estates to more modest condos, often within gated communities offering resort-style amenities.

By exploring different regions and considering your lifestyle preferences, you can narrow down the best places to buy a vacation home in Florida. Suppose you’re searching for holiday Florida homes for sale in an area with excellent weather and amenities. In that case, Southwest Florida should be high on your list. Take it from us – we ended up moving here permanently! 

We put together this video to walk you through our top choices for where to buy your snowbird or vacation home in Florida. Check it out and let us know if any of these places feel like a great fit for you!

Budget and Financing a Second Home In Florida

Buying a second home in Florida is a significant financial commitment, so understanding the total cost is essential. Florida’s real estate market is competitive, with home values varying widely depending on location. 

When exploring where to buy a second home in Florida, keep in mind that coastal areas and popular retirement destinations often come with premium price tags, while inland regions such as the Central Florida area or even towns just inland from the coast such as North Port  may offer more affordable options. 

If you would like to finance your purchase, then keep in mind that the down payment required for a second home in Florida will likely be larger than that for a primary residence—typically 20-30% of the purchase price. Options include traditional mortgages, cash purchases, or tapping into your primary home’s equity through a HELOC (Home Equity Line of Credit). As always, be sure to talk more with your financial advisor about which option may be best for your situation. 

Remember to budget for ongoing expenses like property insurance, HOA fees, and maintenance. You may even consider hiring a home watch company that will check on your home regularly for you when you are not there, or even a property management company if you plan to rent it out as an investment too. 

Insurance, in particular, can be higher in Florida due to the risk of hurricanes and especially if you are near the coast. However, new-construction homes are often easier to insure because they meet modern building codes. These homes come with the latest technology, energy efficiency, and structural reinforcements, saving you money in the long run. 

Florida’s Tax Perks: A Major Draw

One of the biggest advantages of owning a home in Florida is the state’s favorable tax climate. Florida has no state income tax, so many snowbirds establish residency here by spending at least six months and one day in the state. Becoming a Florida resident can provide significant tax savings, especially for retirees with investment income.

If you plan to make your Florida home your primary residence, you may also qualify for the Homestead Exemption, which can reduce your property tax bill. However, even as a second homeowner, it’s essential to understand the tax implications of owning property in two states. Consulting a tax professional is a smart move to ensure you’re maximizing your benefits and avoiding surprises.

Florida’s tax perks make buying a second home appealing, whether for investment or personal use.

Weather and Climate: Plan for the Sunshine—and Storms

It’s no secret that Florida’s sunny climate is a major selling point, but it’s not without challenges. It’s important to consider how the climate might impact your home. Hurricane season runs from June to November, so being prepared is vital. 

Coastal properties, while highly desirable, are more exposed to storms and, as we mentioned earlier, may come with higher insurance premiums.

Choose storm shutters, elevated foundations, and flood insurance to protect your investment property. Weatherproofing is critical to ensuring your vacation home in Florida remains secure! New construction homes are particularly attractive in this regard, as they are built to meet the latest safety and energy-efficiency standards.

Weather should definitely be on the checklist when considering where to buy a vacation home in Florida. While all of Florida enjoys mild winters, the southern parts of the state, like Naples or Miami, are frost-free year-round. In fact, many snowbirds refer to this as “below the frost line” and specifically choose this area for that reason!

Areas like Sarasota and Jacksonville have the same average summer high, but Sarasota is, on average, 10 degrees warmer in December.  This is why many retirees and snowbirds gravitate to these southwestern areas. 

Before deciding, use handy online tools like bestplaces to compare different areas’ climates and living costs/quality. Then, spend time visiting your preferred regions during various seasons. This way, you can experience the traffic patterns, weather, and community vibe firsthand.

Lifestyle and Amenities: Choose What Fits You Best

Your second home in Florida should align with how you envision spending your time. Do you dream of living in a quiet, non-HOA neighborhood where you have complete freedom to personalize your property, or are you drawn to luxurious resort-style communities with golf courses, pools, and clubhouses?

Florida offers a wide range of housing options. However, the state is known as having the highest number of HOA communities in the country. Many of them provide shared amenities and maintenance services but incur additional fees and rules. Non-HOA areas, on the other hand, offer more flexibility but require you to handle upkeep and might not be as easy to find in the more popular developed areas.

When deciding where to buy a vacation home in Florida, consider what amenities are essential to you—proximity to the beach, access to boating, or being part of an active adult community with plenty of social opportunities.

Managing Your Second Home in Florida

Managing a second home from afar can be challenging, but Florida offers solutions to make it easier. Many owners hire property management companies to handle maintenance, cleaning, and even short-term rentals. Alternatively, home watch services are popular for snowbirds, providing regular check-ins on your property while you’re away.

If you’re buying a second home for investment purposes, having reliable management services in place can help maximize your returns. We’re happy to connect you with trusted providers to make the process seamless.

Investment Potential: Think Long-Term

While your primary motivation for buying a second home might be personal enjoyment, many buyers choose to invest in Florida real estate for its strong appreciation potential. Coastal properties and high-demand retirement areas hold their value and offer substantial returns.

When looking for an investment property, Florida buyers should evaluate neighborhoods with planned developments, good schools, and desirable features like waterfront access. These factors contribute to long-term growth and make your property appealing to future buyers. 

Liz and I have a ton of experience in this through our relocation and helping others find their perfect Florida home. While it may seem overwhelming with a lot to consider, having experienced relocation experts on your side makes a difference to the experience and the outcome! We’ve helped hundreds of families from all across the country and would love to help guide you through the process too. 

Making the Transition: Embracing the Snowbird Life

Becoming a part-time Florida resident is more than owning a home here—it’s about creating a lifestyle that balances your time between two places. Practical steps like mail forwarding, vehicle registration, and connecting with local healthcare providers can make the transition smoother. Many snowbirds also enjoy connecting with their new communities through social clubs, volunteer work, or simply exploring local attractions.

As relocation specialists, we’ve helped countless individuals and families move to Florida. Whether purchasing a second home or planning a complete relocation, we’re here to guide you every step of the way.

Ready to Buy Your Second Home in Florida? 

Buying a second home in Florida is an exciting opportunity to enjoy the state’s warm weather, vibrant communities, and tax benefits. Whether you’re looking for holiday Florida homes for sale, planning to invest in Florida real estate, or simply want a relaxing retreat, careful planning is key.

If you’re ready to take the next step, let us help you find the perfect property. With our expertise in second-home purchases and relocation, we’ll ensure your journey to owning a vacation home in Florida is as seamless and enjoyable as possible.

Just click here to contact me directly and get started on finding your perfect second home in Florida!

The post Buying a Second Home in Florida: What Snowbirds and Vacation Homebuyers Need to Know appeared first on That Florida Life.

Every day, we are tasked with finding the perfect home for our buyers. We’re confident that we can help you find a new construction home in Florida under 400k, so you still have plenty left in the budget for the fun stuff!

The areas listed in this guide offer a range of affordable new homes near the beach, making them ideal for those looking to live the Florida dream without breaking the bank. Whether you’re a first-time homebuyer, a family looking to relocate, or a retiree seeking the perfect Florida retreat, these communities provide excellent options for affordable, new-construction homes near Wellen Park. Read on to find your ideal home location! 

Why Southwest Florida?

Southwest Florida is a favorite destination for homebuyers, thanks to its mix of beautiful beaches, laid-back lifestyle, and easy access to nature preserves, golf courses, and cultural attractions. The region is home to some of the best coastal towns in the state, and it’s popular among retirees and young families.

Thinking of moving to Florida? Download our free Checklist here

While Wellen Park has become a go-to area for many buyers, prices for new construction homes there often exceed $400,000. Understandably so, the place is an absolute dream to live in. Luckily, there are some fantastic areas close by, such as  Port Charlotte, Venice, North Port, and Englewood, serving up alternative options, and even some of the cheapest Florida beach homes around.

These areas offer affordable new homes under $400k in Florida, close to the coast and within easy reach of everything Southwest Florida offers.

Let’s look at neighboring areas where you can get more bang for your buck as you design your perfect Florida lifestyle! 

Prefer to watch and listen? Enjoy the video for an overview of each community, and then browse the sections below for links to in-depth community pages with photos, video tours, and more! 

1. West Port, Port Charlotte

One of the standout options for buyers seeking new construction homes in Florida under $400,000 is West Port, a 450-acre master-planned community development between North Port and Port Charlotte. With homes built by well-known builders like Lennar, Ryan Homes, D.R. Horton, Taylor Morrison, and more, the neighborhood features floorplans ranging from 1,500 to 2,400+ sq. ft. at price points starting around $300,000. 

If you’re home searching on a budget, West Port’s low HOA fees and convenient location will appeal to you. It’s situated near the U.S. 41, offering easy access to local shopping centers, dining options, and entertainment venues. The community is also just a short drive from Centennial Park and the Myakka River, providing plenty of outdoor recreational activities for nature lovers. For those who enjoy an active lifestyle, West Port boasts a resort-style pool, fitness center, and pickleball courts, making it an ideal choice for families and retirees.

Despite being smaller than Wellen Park, West Port provides affordable alternatives without sacrificing location or convenience. Quick move-in homes are available, allowing buyers to take advantage of incentives and find their ideal home at an affordable price.

2. The Cove at West Port

Located within the larger West Port development, The Cove at West Port offers a unique selection of homes built by Taylor Morrison and D.R. Horton.  These builders are known for their commitment to energy efficiency, which is stunningly displayed in this community’s beautifully designed homes and eco-friendly living solutions. 

The Cove is an excellent option for homebuyers seeking affordable new construction within a resort-style community. Here, you’ll find a wide range of homes, from twin villas priced between $300,000 to $350,000 to larger single-family homes ranging from $350,000 to just over $400,000. With homes between 1,329 and 2,921 square feet, buyers can choose from floor plans offering 2-4.5 bedrooms, 2-4.5 bathrooms, and 2-3.5 car garages. 

In addition to the diverse housing options, The Cove also offers a range of accessible yet luxurious amenities, including a resort-style pool, fitness center, and sports courts for baseball, softball, pickleball, and soccer. The community features nature trails, a dog park, and regular social activities like “Thursty Thursdays” at the pool, where neighbors can come together to create a true community vibe! 

Port Charlotte Beach Park is just a short drive away, where residents can enjoy a day out on the scenic waterfront and participate in various outdoor activities. 

Additionally, each home comes with SmartHome and energy-saving features, making it a perfect choice for those looking to enjoy an affordable Florida lifestyle with high-quality finishes and modern conveniences at a reasonable cost in a prime location.

3. The Hammocks

Another great option within the West Port community is The Hammocks, offering homes by Christopher Alan Homes, M/I Homes, Lennar, and Ryan Homes. With low HOA fees, open-concept floor plans, and energy-efficient features, this community is an excellent option for first-time buyers or those looking to downsize.

You can expect to pay in the high $300,000s for a modern, spacious home full of natural light, as this community delivers on both affordability and style.

While it lacks extensive amenities, the community does have a playground and access to the shared West Port amenities, which include the resort-style pool, walking trails, and community clubhouse. It also benefits from its proximity to the Charlotte County Aquatic Center, which offers easy access to swimming and recreational activities and a plethora of fun things to do in Port Charlotte.

Plus, the community’s location puts you just a short drive from local beaches and waterfront parks, ensuring that coastal living is always within reach. New construction homes in Port Charlotte don’t get much better than this when balancing price, amenities, and proximity to the coast.

4. Biscayne Landing, Port Charlotte

For buyers interested in the quality of Wellen Park homes, Biscayne Landing offers an excellent opportunity to purchase a home built by Lennar Homes, one of the nation’s top builders. With less than 100 new homes up for grabs, it offers an intimate community feel. 

Buyers can choose from two unique home collections providing 3-4 bed single-family homes. Four different floor plans are available, and home sizes range from 1,849 to 2,201 square feet, with open floor plans to suit your needs. 

Centrally located in Port Charlotte, it’s close to all amenities, including shopping, dining, and entertainment, making it perfect for growing families. The community is within easy reach of regional parks, Port Charlotte Harbor, local schools, and popular areas like Wellen Park. Outdoor enthusiasts will also appreciate the community’s proximity to the Myakka State Forest and Englewood Beach, where you can enjoy boating, fishing, and other water activities. 

The community boasts key features such as a pool, clubhouse, fitness center, and sports courts. It’s gated and located close to major highways, making it easy to commute to nearby cities like Venice, North Port, and Sarasota for work or unlimited things to do. 

With low HOA fees, quick move-in options, and great value homes starting in the high £300,000s, Biscayne Landing is an attractive choice for retirees, first-time buyers, families, and budget-conscious buyers looking for top-quality new construction homes in a prime location.

5. Island Lakes at Coco Bay

Island Lakes at Coco Bay in Englewood, Florida, offers an affordable gated community experience just 10 minutes from Englewood Beach and Manasota Key. Developed by Lennar, this new construction community features a range of single and multi-family homes, ranging from 1,417 to 2,444 square feet, and nine floor plans across three home collections. You can bag a new construction villa for around $300,000 or a larger 3-4 bedroom home for just over $400,000, making it appealing for budget-conscious buyers.  

Residents can enjoy resort-style amenities such as a clubhouse, pool, playgrounds, and sports courts. With top-rated schools nearby, easy access to coastal recreation, and top local attractions like Gasparilla Island (one of our must-visit destinations), Island Lakes seamlessly blends relaxed coastal living with an active lifestyle. 

Quick move-in homes are available, and lawn maintenance is included for convenience. The community’s prime location also offers proximity to shopping districts and nature preserves, making it ideal for families and outdoor enthusiasts who want to be close to the coast without exceeding their budget.

6. Palm Lake at Coco Bay

Adjacent to Island Lakes, Palm Lake at Coco Bay offers similar affordability and quality, with homes starting in the mid $300,000s and ranging to $750,000. 

Located just 10 minutes from Stump Pass Beach State Park and with stunning lakeside views, Palm Lake at Coco Bay in Englewood, Florida, is a gated master-planned community with the quality we have come to know and love from Lennar Builders. Buyers can choose from single-family homes ranging from 1,417 to 2,799 square feet across three unique home collections with ten floor plans.

This community is conveniently located near U.S. 41, giving residents quick access to nearby shopping, dining, and entertainment options. Onsite amenities include a clubhouse, swimming pool, fitness center, sports courts, and playgrounds, making it ideal for families and those seeking an active lifestyle.  

The serene setting of Palm Lake at Coco Bay is undeniable. Located around a massive 80-acre lake, it’s the perfect home site to enjoy a sunset drink on the lanai as you contemplate how perfectly your low-maintenance home compliments your budget-friendly yet luxurious Florida lifestyle!

7. Cedar Grove at The Woodlands

If you’re looking for a great family community, Cedar Grove at The Woodlands may be the place for you. This gated community in North Port offers new construction and resale homes. 

Built by Centex, this development features 314 single-family homes in seven innovative designs, with sizes ranging from 1,662 to 3,416 square feet. Prices start in the low $300,000s, which is much less than you’ll pay for similar properties in nearby Venice or Sarasota, making it an affordable option for buyers seeking modern, spacious homes.

Cedar Grove provides residents access to lush green spaces, walking trails, parks, a community pool with a cabana, sports courts, and a playground. Additionally, it’s serviced by some of the best-rated schools in Florida and is just 30 minutes from the beach. 

8. Arbor Oaks at The Woodlands

Also part of The Woodlands, Arbor Oaks is another contender for great-value new construction homes in Florida under $400,000. This exciting new gated community in North Port, Florida, is developed by Divosta (Pulte Homes). With 12 home designs ranging from 1,405 to 2,808 sq. ft., it offers a mix of single-family homes tailored to various lifestyles, from cozy options to spacious luxury models. 

As a sister community to Island Walk in Wellen Park, Arbor Oaks provides similar resort-style living but at a more affordable price point. Properties start at around $330,000, so buyers on a budget can still experience quality, upscale living in a thriving neighborhood.

The community boasts a range of top-notch amenities, including a resort-style pool, spa, clubhouse, fitness center, and sports courts. It’s located on a 190-acre site, providing ample space for recreation while offering serene lakeside views and proximity to downtown North Port, just 4.5 miles away. The prime location is conveniently near excellent schools, making it a great choice for families seeking affordable new homes in Florida’s popular Gulf Coast region.

 9. Magnolia Bay, Venice

Magnolia Bay in Venice, Florida, is one of the most highly anticipated new-build communities in Florida. With 700 homesites and 15 unique floorplans, Meritage Homes has developed a stunning neighborhood that offers a variety of single-family homes ranging from 1,269 to 2,830 sq. ft. Modern designs showcasing 3-5 bedrooms, one—or two-story homes, and energy-efficient features are standard in this top-of-the-range complex.

Residents can choose from two separate community amenity areas catering to all ages. From cabanas, pools, and playgrounds to fitness centers, sports courts, and clubhouses – this neighborhood has it all. And if that’s not enough, there’s even a dedicated dog park to ensure every family member is catered to! 

Magnolia Bay’s location offers easy access to top-rated schools and I-75, making commuting and daily life convenient. A short drive brings you to downtown Venice and Sarasota, where you can explore the area’s shopping, dining, entertainment, and rich arts and cultural scene. Plus, with its proximity to some of the Gulf Coast’s most stunning beaches, living in Magnolia Bay feels like a year-round vacation, offering a perfect balance of leisure, comfort, convenience, and affordability.

House prices here are in the mid-high $300,000s, and HOA fees start at an impressively low $13 per month, making this one of the most affordable new construction communities in Southwest Florida. It’s an excellent choice for buyers who want to be close to the beach and Wellen Park without exceeding their budget. 

Find Your Dream New Construction Home in Florida Under 400k

Finding new construction homes in Florida under 400k is easier than you might think, especially when focusing on communities in Port Charlotte, Venice, North Port, and Englewood. These areas offer a fantastic quality of life, proximity to the coast, and an affordable entry into the Florida real estate market. Whether you’re looking for a home in a family-friendly community or a serene retreat near the beach, these neighborhoods provide something for everyone.

If you’re ready to explore new construction homes in south Florida under 400k and start your journey to living the Florida dream, contact us today! Our team is here to help you find the perfect home that fits your lifestyle and budget.

The post New Construction Homes in Florida Under 400k: Affordable Living Near the Coast appeared first on That Florida Life.

Thinking of Buying or Building a Home in Florida?  Browse Florida Real Estate for Sale Here

New Construction Home: Custom Build vs. Production Home Building

For many people, it’s a dream to be able to build a brand new home for you and your family. Maybe it’s something you’ve been dreaming about for years! Or perhaps you just love the idea of moving into something that’s never been lived in before with the most up-to-date technology and trends.

The first thing to think about when building a new construction home is that there are two main routes you can take: custom build or production home building. Each method has its advantages and disadvantages, and it’s important to weigh your preferences, budget, and timeline before deciding which route is best for you.

Custom Build Homes

When many people think of building a “dream home” they might think about a custom-built home. This is where you to create a unique space tailored to your specific tastes, needs, and lifestyle. You can work directly with an architect to design the floor plan, choose the materials, and select the custom finishes that suit your style. Or you may even be able to buy pre-designed floor plans and provide them to a builder.

Another option is to find a custom builder in your area and see if they have existing floor plans that you can use and even modify. However, having this level of flexibility and customization comes at a higher cost, and the building process will usually take longer.

• Advantages of a Custom Build Home:
  • Personalized design
  • Higher quality materials
  • Greater control over the final product
• Disadvantages of a Custom Build Home
  • More expensive
  • Longer construction timeline
  • Could bring more stress and higher involvement

Production Home Building

An alternative to building a custom home is to go with production home building. Production building involves selecting a pre-designed floor plan from a production home builder, usually in a planned community that is being developed by the builder. They usually offer a variety of different home plans to choose from as well as finishes and designs.

Because these homes are typically constructed in large-scale developments and production home builders specialize in this type of new home construction. This method comes with a more streamlined building process. By working with a fixed set of floor plans, design options, and a standardized process, production home building can be more cost-effective and time-efficient.

So when you are driving around and seeing communities full of new construction homes, typically these are production homes by a production builder. A great example of this is the popular Wellen Park Development here in southwest Florida which consists of 10+ different new construction communities.

• Advantages of Production Home Building:
  • Lower cost
  • Faster construction
  • Standardized quality
• Disadvantages of Production Home Building:
  • Limited customization
  • Less control over the final product

Which New Home Building Method is Best for You?

When deciding between a custom build or production home, consider factors like your budget, the level of personalization you desire, and the building timeline that works best for your schedule. If having a personalized space with high-quality materials is essential to you, a custom build might be your best choice.

However, there are many who don’t necessarily want to go through the process, stress, and cost of building a fully custom home. Instead, they prefer to build a home in a new construction builder community that makes it easy. In fact, most of the people we work with are looking for a more affordable option with quicker construction times so they can get right into living their Florida dream life!

That’s why production builders are super popular, especially here in Florida.

What Are Production Home Builders

Production home builders are companies that specialize in constructing new homes, typically within planned builder communities. These builders offer various floorplans and design options to cater to the needs and preferences of their buyers. They specialize in this so they’ve got a system down and understand what homebuyers are looking for. From the floor plans they offer to the amenities they provide in their communities.

In a production home community, you’ll likely find builders who are very experienced and have a team on hand to support you throughout the process.  When you choose a production builder for your new construction home, you can expect a streamlined process. The builder will guide you through the design and construction stages, providing you with a timeline and ensuring your home is built on schedule.

Benefits of Builder Communities and Production Homes

Builder communities are designed with your needs in mind. They often feature fantastic amenities like parks, playgrounds, fitness centers, and community clubhouses and some even have activity directors who help foster a sense of camaraderie among residents. These well-planned neighborhoods aim to provide you with a comfortable, enjoyable living environment.

For example, some communities might be geared toward families and offer larger 2-story home plans with lots of amenities for kids and families. Another popular type of community here in Florida are resort-style communities where residents can live like they are on vacation at a resort every day! Others, especially here in the Venice Florida area, might target retirees and seasonal “snowbird” residents with homes such as villas.

As a potential homeowner, you can choose from these different communities based on what they offer and how they fit your dream lifestyle. 

Another major benefit of production builders is that they will have a streamlined construction process which allows for more efficient and cost-effective construction. They typically have pre-selected floor plans, features, and finishes so you can have a good idea of what your home will look like even before it’s built. This can save you valuable time and energy!

When it comes to customization, production homes allow some flexibility in personalizing your space. While there might be limits, you can still choose from a range of styles, finishes, and materials to make your home unique and ensure it reflects your taste. Energy efficiency is often a priority in builder communities and production homes. Builders usually incorporate energy-saving features like insulated windows, LED lighting, and high-efficiency appliances. As a result, you’ll benefit from lower utility bills and a smaller environmental footprint.

Lastly, new construction homes by production builders often come with warranties and guarantees that give you peace of mind. This means that if issues arise after you move in, you may have a recourse to get them fixed promptly, without incurring additional costs.

Keep in mind that, while production builders offer a range of options, there may be some limitations when it comes to customization.

Some key points to consider when working with production home builders include:

• Efficiency: Production builders are experienced in constructing multiple homes simultaneously, resulting in a more efficient building process.
• Cost: Production homes are generally more affordable than custom homes, as builders can buy materials in bulk and pass those savings on to you.
• Quality: Many production builders work with professional architects and designers to offer well-designed, functional floorplans and a selection of finishes and materials.

Overall, production home builders can be a great choice if you’re looking for a new construction home within a planned community and at an affordable price with modern style and convenience.

READ MORE: Buying a House in Florida – What To Know (Especially if You Don’t Live Here!)

What to Know When Building a House with a Production Builder

When building a new construction home with a production builder, you can expect a few key things.

Floor Plans With Structural Customization Options & Design

One of the first things you’ll likely do is review the different floor plans available with the builder and within their community and the options available.  This allows you to customize your home to fit your needs, but within the limits set by the builder.

Structural options could be things like tray ceilings in the living and bedroom areas. Or perhaps you they allow you to turn a “flex room” into a bedroom by adding a closet. You might want to swap out a tub in the guest bathroom for a shower and you may even want to extend your lanai.

Many production builders will have floor plans that include a whole list of structural options. Basically, they are a way to enable buyers to customize their home in a way that suits them but within limits so that the builder can continue to maintain their production efficiency.

Another way you can customize your home is with the actual design elements inside.  Buyers can choose from a range of options when it comes to interior finishes and design options such as flooring, cabinets, tile, fixtures, paint colors, etc. But be mindful that any upgrades or changes from the base design may come with additional costs (which is what we will discuss in detail below, so keep reading!).

How Long Does It Take to Build a House With a Production Builder?

In terms of timeframe, a new construction home with a production builder is going to be much faster than a custom home! However, the total build time will range depending on the community and the builder itself. Every builder is a little different in how they do things and the process for selling / building out their communities. It also depends on things outside their control like the weather, labor shortages, supply chain issues or other unforeseen circumstances.

For the most part here in the southwest Florida area and here in Venice, many of the production builders here have build times ranging from 4-12 months on average. Some could be further out if they allow for more customization options and others could be even quicker – especially if they are offering “quick move-in” homes which might even be nearly completed before they sell them! We’ll talk about these “quick move-in” homes later in the pricing section below. 

The Building Process & Check-Ins

Once the building process begins, you will have opportunities to tour your home throughout different stages of construction. You should have a rep working with you at the community who will provide you with photos and updates. This is also where our team of realtors, like Josh, are key in helping you to stay in the loop on the progress and ensure that any issues are addressed. Communication key so don’t hesitate to ask questions or share your thoughts.

To ensure quality in your new construction home, reputable production builders will perform inspections and tests. Additionally, most production builders provide a warranty for their work, which can give you peace of mind in case issues develop after you move in.

Why is the Advertised Base Price of a New Construction Home Different Than the Actual Price?

One of the biggest questions we get from those interested in new construction homes is why the prices they see advertised are not the actual price when they inquire about a new home. For example, we get calls from buyers asking about a $300,000 villa they saw advertised on a sign outside a community in Wellen Park. But when we dig into what’s available, the final prices are closer to $360,000.

We understand that this can be incredibly frustrating and confusing! So we want to help make this more clear and easy to understand why there is a discrepancy. 

First, remember that the advertised price is simply a starting point for builders to showcase their homes at an attractive price. It usually includes just the base prices of their most affordable home.

Think about it. A house with ceramic tile flooring throughout, granite countertops and top-of-the-line finishes will actually cost a lot more than a home with carpet and basic tile and countertops. How about a home on a large cul-de-sac lot that overlooks water versus a small lot with no view?

There are MANY different elements that will affect the final cost of a home. Because of this, the builders will often advertise just the lowest base price. That keeps it easy for them to give a starting point and a frame of reference to compare different communities. It also allows them to get more prospective buyers in the door to inquire.

How Does New Construction Production Home Builder Pricing Work?

Okay, so now that you understand how building a new house with a production builder works, let’s discuss pricing!!! This is a big one because it is honestly one of the MOST ASKED QUESTIONS when we are working with buyers. That’s because it can be slightly confusing at first, and sometimes the pricing you might see online or advertised from these production builders may not be the final price.

So let’s get into it!

1. What Does the Base Price of a New Construction Home Mean?

The base price of a new construction home refers to the cost of the basic structure and does not include additional features or upgrades. This price typically covers only the essentials, such as the walls, roof, plumbing, and electrical systems.  So the base price is the cost of the home with only the standard options that are included and NO upgrades or changes. 

It is important to understand that all production builders are different in what they include in their standard base model price. So while one builder might include hurricane impact windows as standard, other builders might charge that as an upgrade.

The most confusing part is that when you walk into their models they will have them all decked out! And many of the things you see and like in the model may actually be an upgrade and not included in their standard base price. So be sure to ask!

2. What is a Lot Premium in New Construction?

Ah yes, this is another important consideration. When you look at a new home community there will be many different homesites available on the community plan. But as you can imagine, there are going to be homesites that are more desirable than others. For instance, a larger lot with a scenic view, water views, closer proximity to amenities, or situated at the end of a cul-de-sac with a larger lot shape may be more popular! Naturally, those lots are going to cost more.

That’s why many of these production builder communities have what is called a lot premium. A lot premium is the additional cost you may incur for new construction homes built on more desirable pieces of land within the community. This premium takes into account factors such as size, location, views, and accessibility.

Lot premiums are an additional price that you may have to pay on top of your base home price. Every community is different, and it is possible that these lot prices can change or even be negotiable. But it really depends on demand.

3. What Does Structural Upgrades Mean in Production Home Building?

Structural upgrades are enhancements or modifications to the basic structure of a new construction home. Even though buying a house with a production builder is different than a totally custom home, there are still some limited customizations you can make.

Remember in the previous sections we talked about structural upgrades such as tray ceilings, extending a lanai, etc.? These are ways that production builders allow you to customize a base floor plan. It’s great to be able to make these structural changes, but they are considered “upgrades” to the base model and that means that they will come at an additional cost.

This is one of the areas that can get confusing because buyers will walk into a model and think that everything they see is included. When in fact, a lot of what they see might actually be considered an upgrade!

Because of this, we recommend asking for a list of what is included in the base price of the model and what their upgrade options are — and the associated prices! This way you can calculate how much it would actually cost to customize the home the way you want and avoid being surprised later!

4. Production Builder Home Interior Finishes & Design Process

The last part of designing your home is actually picking out the interior finishes! This includes things like your flooring, tile, styles of cabinets, paint colors, fixtures, etc. This can be really fun if you are interested in interior design. But it can also feel a bit overwhelming too!

Many of these builders will have a “design center” where you will go to pick out everything you want inside your home. Every builder has different options, and this depends on their relationships and contracts with suppliers. Some builders will have only a few options or even put together “packages” that you can choose from to make it quicker and easier. Others will let you literally pick out every little thing!

The important thing to keep in mind is that production builders will have standard options and then upgrades for design as well. For example, perhaps you are working with a builder that includes level 2 cabinets. But you decide to upgrade to level 3. That would be an additional cost. The same goes for things like changing carpet to tile in the bedrooms or extending your shower tiles all the way to the ceiling.

So when all is said and done, your final choices for the design and finishes will have an additional cost that will be added to the base price, lot, and structural upgrades. 

Traditional Pricing New Construction Homes vs. All-in “Bundled” Pricing

Traditional pricing for new construction homes includes all the pricing layers that we mentioned and adds them together for the cost of the home.

BASE PRICE + LOT PREMIUM + STRUCTURAL UPGRADES + DESIGN UPGRADES = FINAL HOME PRICE

This approach is much more detailed and allows the buyer to control the final price more. For example, you may opt for the cheapest lot and then put the highest level of finishes inside. Or you may choose the best lot in the community and go with just the basics inside the home. The choice is really up to the buyer where they want to spend more money or save money.

The downside to this approach is that it can be more confusing to understand all the factors involved in the price. In addition, it makes it more challenging to budget and know what your final price is going to be! Lot prices can vary and even though you can get a list of structural upgrade costs, there are so many design choices that it’s hard to know what you might spend for tile, paint, fixtures, etc.

One way to help get a better understanding is to ask the builder for an average of what other buyers tend to spend on things like structural upgrades and design. But still, it’s just an estimate and might not represent your tastes. 

All-in-pricing and Bundled Pricing for New Construction Homes is Becoming Popular!

All-in-pricing and bundled pricing are approaches that make it easier for you to budget for your new construction home. With all-in-pricing, the builder offers a comprehensive package that includes the home, lot, and any chosen upgrades. They may also bundle together popular upgrades and design options together with a package price.

The biggest advantage of this type of pricing is that it makes it easy to see exactly what you are going to spend on a new home. It also takes the stress out of all of the choices mentioned above when it comes to upgrades and design. Oftentimes times the builders and their designers will create packages that are the most popular options people choose anyway!

However, the downside of this is that you have to pick from the package options and you cannot make substitutes or changes. If you do want to change out something, like for example tile in the bathroom, you would have to do that after closing at your own expense.

Moving to Florida or Relocating Within Florida? Check Out all Our Relocation Guides Here!

How and When Do I Pay for My New Construction Home?

When it comes to buying a new construction production home, it’s essential to understand the payment process. This will help you plan your finances and ensure a smooth transaction. Keep in mind that every builder and community could be different. But generally speaking, here is how & when most new construction communities collect payment:

Reservation Deposit: After selecting your desired production home, you’ll usually be asked to place a reservation deposit. This initial payment, which often ranges from 1-5% of the total home price, secures your chosen property while you complete the necessary paperwork and acquire financing.

Additional Payments? Every builder and community is different when it comes to any additional payments. Some builders may require additional deposits at various stages during the process, such as after structural design and interior design and finishes are selected. Other builders won’t require anything else until closing. So it can really depend. Be sure to inquire specifically about this beforehand so that you know exactly what to expect.

Final Balance Due at Closing: When the home is completed and you “close” on the home transaction the remaining balance is paid (whether it is cash or via a mortgage) and you are ready to enjoy your new home!

Where Are Some of the Best Places to Build a Home and Live in Florida?

If you are thinking of buying a new construction home, then you might also be wondering about some of the most popular areas to live in the State. Be sure to check out our blog post about the best places to live in Florida (our picks!) as well as some of the cheapest places to live in Florida that are NOT in the middle of nowhere!

We hope these will help you discover different areas and narrow in on somewhere that you might want to build your next home to live that Florida life you’ve been dreaming about.

The post Advertised vs. Actual New Home Price? What to Know About Production Home Builders appeared first on That Florida Life.

Most people don’t want to break the bank and be house-poor, but they also don’t want to have to drive an hour to the store, grab a bite to eat…or find something fun to do! In fact, being able to do the fun stuff is one of the top reasons people want to move to Florida! 

So in this article, we rounded up some of the places in Florida where you can balance price and still be in a desirable location. Granted, some of these areas have increased in price over the last couple of years (as has most areas of the country). However, these are still some of the most affordable towns in Florida where you can get more for your money and where you are close to highly desirable areas for beaches, boating and fun.

It’s Not Only About the Cheapest Place to Live. Strike a Balance Between Price & Proximity

At the end of the day, it’s all about balance. Being able to find the right place to live in Florida that is affordable for your budget, but also doesn’t sacrifice convenient access to basic necessities and all the awesome stuff you want to do!

So where are these “perfect places in Florida” you ask?

Well, we gathered a list of the cheapest places to live in Florida, and then we scrutinized the location and all the fun stuff to do nearby to come up with this list of 9 places, which we believe offer a good balance of affordability and fun! So these are NOT necessarily the cheapest places to live overall. They are the most affordable that are also near desirable areas to live for fun and a good lifestyle. These are our picks for the cheapest places to live in Florida that also offer a lot of fun and a great lifestyle!

1. North Port, Florida

Median Home Sold Price: $361,722** 

North Port is actually one of the top places to move in Florida right now. Its low population and close proximity to towns such as Sarasota, Venice and Port Charlotte means that you have quick access to entertainment, shopping, dining, nature, and beaches. In fact, depending on which part of town you live you might only be 15-20 minutes away from some of the nicest beaches on Florida’s southwest gulf coast.

Plus, North Port is actually one of the cheapest places to live in Florida – which has made it a hot market for families, retirees, and others who are moving here from elsewhere in Florida or from out of state. Relative to other popular areas this is one of the most affordable towns near the beach where you can get more home for your money.

North Port offers residents more of a suburban feel. Due to the low cost of living, most residents own their homes. That’s why statistics indicate that only 21% of residents living here rent properties while 79% are homeowners.

Residents enjoy not only the beaches but the Myakka River that flows near town where you can go boating, kayaking or fishing. There are also many nature trails as well as trails and parks all around town. The newly built Cool Today Park is home to the Atlanta Braves Spring training facility and also hosts a variety of events and festivals.

The town is growing like crazy and there is a lot of development around North Port. One of the biggest developments on the border of North Port is Wellen Park ®️, which is actually one of the hottest developments in all of Florida. The new Downtown Wellen Park ®️ recently opened (and is even expanding) and serves as a hub for the entire community with dining, shopping, entertainment, and even a lake for kayaking and admiring the wildlife.

2. Englewood, Florida

Median Home Sold Price: $415,000**

Not far from North Port is the town of Englewood, which is along the coast of southwest Florida. The town spans both the mainland as well as out on a barrier island where you can find Englewood Beach. Englewood very much feels like a beach town with an old fishing village kind of feel to it, but there are still plenty of fun things to do in this quaint town. You can head downtown to historic Dearborn Street where you will find boutique shops and restaurants or easily go across the bridge to the island and beach areas.

The quality of life in Englewood is top-rated. The cost of living is very slightly higher than Florida’s average but this does give you the opportunity to live on the water and enjoy boat life from your backyard, or have easy access to beaches. The outskirts of town are a bit more rural, and you can get larger properties or homes for less money, but there are also suburban neighborhoods as well as plenty of options for waterfront properties here.

Just south of Englewood Beach is Stump Pass State Park. An awesome place for swimming, boating, kayaking, paddle boarding, jet-skiing…you name it! And keep your eyes peeled because you will often spot dolphins and manatees playing in the water with you! In the evening, head out to Snook’s Bayside Restaurant and Tiki Bar for some food and drink along with an amazing sunset view out over the water!

** READ MORE => Moving to Florida Checklist (free download!)

3. Dunedin, Florida

Median Home Sold Price: $415,000**

One of our favorite towns just north of Clearwater on the Gulf coast, Dunedin is a charming and affordable town to live in Florida. Pronounced “DONE-EE-DIN” the town’s Scottish heritage is all around and during different festivals throughout the year. It’s amazing to think that you can find affordable real estate here with such a high quality of life and so many things to do. Downtown is full of great shops and high-quality restaurants, as well as a number of great breweries. There’s also a lovely marina downtown and Edgewater park where you can put in your kayaks or just relax and enjoy the views out over the water.

While many people think about Clearwater when they think of beaches in this part of Florida near Tampa, Dunedin causeway takes you out to Honeymoon Island State Park – the #1 state park in Florida with amazing beaches. Dunedin is also home to the Toronto Blue Jays spring training, so you can head out to the ballpark for a game of baseball.

Recently, Dunedin real estate prices have skyrocketed. So even though they aren’t quite as affordable as they used to be, they are still affordable when comparing the nearby areas such as Clearwater Beach. Yet, you are still set in a charming town with a convenient location to beaches and loads of water activities.

4. Cape Coral, Florida

Median Home Sold Price: $429,990**

Just over the bridge to the north of Fort Myers on Florida’s southwest Gulf coast, is Cape Coral. This town might be known for its many canals but it also one of the cheapest places to live in Florida. We like it because it’s a nice city where you can get a good house without spending a ton of money, plus the cost of living here is relatively low.

The town is on a peninsula nearly surrounded by water and barrier islands, and the canals all through the town make for an abundance of waterfront property. Cape Coral is a great area to live if you want to be close to beaches or be out on the water fishing and enjoying boat life. Within a few minutes, you can be in Fort Myers or you can drive over the bridges to visit the gorgeous Sanibel and Captiva Islands!

Cape Coral is definitely seen as a more affordable place to live especially if you want to be able to park your boat behind your home and have easy water access. For the relatively low cost of living, it really does offer a fantastic lifestyle with a huge range of fun and interesting things to do right on your doorstep!

5. Fort Walton Beach and Nearby Towns

Median Home Sold Price: $399,000**

Not only is Fort Walton Beach one of the most affordable towns in Florida but it is also idyllic if you love powder white sandy beaches and crystal blue ocean water! It’s crazy to think that this town offers beach living for a surprisingly low cost. Located between Panama City and Pensacola, Fort Walton Beach also has a funky vibe to its downtown area with all the shops and restaurants – which we really love!

Right over the bridge from Fort Walton Beach is Okaloosa Island, where you will find many of the most amazing beaches in the area as well as a number of resorts and touristy activities. Destin is also nearby, an extremely popular town for vacationing and fishing! The bays and other waterways in and around Fort Walton also make for an abundance of waterfront property and the chance to live the “boat life” with docks in your backyard.

Fort Walton Beach as well as the surrounding towns, including Niceville, gives residents plenty of affordable housing options. Housing in this area is lower compared to the national average and the cost of living is, on average, lower as well.

6. Palm Bay, Florida

Median Home Sold Price: $339,000**

Even though Palm Bay and the surrounding area of Sebastian features a small population, residing here is definitely worth it if you are looking for a slower-pace yet good quality of life. Located just south of Melbourne, there are many beaches off the barrier islands here as well as an abundance of water activities along the Indian River which separates the mainland from the barrier islands. Almost any day you will see dolphins, manatees and more along this waterway.

A short drive to the north and you will be in Cocoa Beach, the famous surf town, or even to Port Canaveral where you can visit NASA (honestly, you can probably spot the rocket launches at night from your house in Palm Bay!). And a short drive to the south you will arrive at the beautiful Vero Beach area too which is full of fun beach-loving touristy things to do!

Compared to other coastal cities, moving to Palm Bay means that you can easily access a good home but at a cheaper price compared to so many other Atlantic coast cities in Florida. Plus, the cost of living in Palm Bay is cheaper overall to the US average and quite a bit cheaper than the Florida average.

7. Palm Coast, Florida

Median Home Sold Price: $402,995**

Palm Coast is another top vacation destination for those coming to Florida who enjoy nature reserves, parks, and beaches. But it’s also an affordable place to live for both retirees and families.  Median home prices have increased into the low $400’s which is a relatively good price considering how close you are to the beach and other fun things to do.

Located just north of Daytona and south of St. Augustine, there are plenty of activities in either direction within just a short driving distance. Whether you enjoy car racing, surfing, or exploring the history of old Florida. As with much of Florida, you will also find a number of superb golf courses in the area as well.

8. Kissimmee, Florida

Median Home Sold Price: $385,000**

Kissimmee is a popular town that’s right near Walt Disney World southwest of Orlando. Living so close to Disney is a major draw for many people who chose to move to the area, either for entertainment or for jobs. While the areas of town closest to the theme parks tend to be more commercialized and full of hotels and vacation rentals, there are still some quiet pockets of town and nice subdivisions with affordable houses.

Moving to Kissimmee is great for those who want to be really close to all the theme parks and Orlando “vacation” action. It’s really just a few miles to theme parks, mini-golf, water parks, and so much more.

Just beyond Kissimmee there are a few other affordable towns that are still quite close to all the action, but also offer a little less “touristy” lifestyle. Towns such as Davenport, Winter Haven and even Clermont are also well known for being cheap places to live in the area.  Even though this part of Florida is a top vacation destination, for around $250,000 you can still find yourself a great home – no matter if you are retired or moving to Florida with your family.

9. Lakeland, Florida

Median Home Value: $345,000**

Lakeland is perfectly nestled between Tampa and Orlando, and it offers a combination of suburban living in town with rural options just outside of town, and the charm of a smaller town.  Homes in Lakeland are quite affordable here, so most residents do own their homes. Being near the main interstate of I-4, you can easily get from Lakeland to cities such as Tampa or Orlando, and you can get to any of the Gulf or Atlantic beaches within an hour or so.

Even though it is a smaller town, Lakeland is home to some larger companies – including Publix supermarket chain (which dominates Florida). The combination of small-town living, affordable housing options, and jobs is a great draw for families moving to Lakeland. Plus Lakeland is perfectly situated if you enjoy getting out in nature, or even if you wish to drive over to Disney for a day!

Which of These Cheap Places to Live in Florida Is Best For You?

Even though Florida is a touristy state with some of the most luxury real estate in the country, there are many surprisingly affordable areas to live in Florida. However, if you don’t want to be stuck out in the middle of nowhere just to find a cheap home, then definitely consider looking into some of these cheap places to live that we have mentioned here in this post.

All of these towns have something special to offer and are close to many fun things to do. Whether you enjoy going to the theme parks, exploring nature, relaxing at the beach, shopping, dining, fishing or just living that boat life. It’s definitely possible for most people to be able to find a balance between price and proximity so they can live a high quality of life in Florida.

** Home prices as of February 2026 but can fluctuate regularly so we cannot make any guarantee to current prices. For more details, you can review our source which is www.rockethomes.com.

The post Cheapest Places to Live in Florida (Not in the Middle of Nowhere!) in 2026 appeared first on That Florida Life.

From assessing the cost of living in Florida, finding the right city to settle down in, finding a home, evaluating schools, packing up, and even getting settled with your driver’s license in Florida. We’ve gone through all the big steps here and gathered all the information you need to help you keep your eye on the goal and feeling confident about your decision.

DOWNLOAD THE CHECKLIST FOR LATER!

In this post we’ve outlined (in detail) all the primary things you will need to do when planning your move to Florida. However, we know it’s quite a lot! So we’ve created a FREE DOWNLOAD of this moving to Florida checklist in a PDF that you can save for later and refer back to later – or even print and add your own notes!

Click the image below to download it!

Understand the Pros & Cons of Moving to Florida

There are so many reasons people move to Florida. But regardless of the place you decide to live in Florida, there are certainly some good things and some less-than-good things (as with anywhere you move). Take your time to do some research and think about how these factors can affect your life now and down the road. For example, can you tolerate the hot and humid weather for more than just a week-long vacation? Below we’ve listed out just a few of the biggest things people should consider before they move to Florida.

Pros

• No state income tax.
• Housing costs can be more reasonable than some parts of the US (depending on where you move)
• Plenty of outdoor entertainment and some of the most beautiful beaches
• No snow, no winter chills, live in the warmth of the sun throughout the year
• Residents enjoy heavy discounts on local attractions
• Many communities for snowbirds and retirees

Cons

• Extreme heat, humidity and hurricanes during some parts of the year
• No mountains or valleys, just a flat place
• The state is getting more and more crowded and has a lot of tourists and temporary residents
• Relatively higher insurance costs than other states
• Snakes, alligators and some pretty huge bugs!

READ MORE: Pros and Cons of Living in Florida

2. Research Top Places to Move in Florida & Housing Costs (if you have a choice)

If you are not required to move to a specific place in Florida for your job, then you will want to do some research about some of the best places to live in Florida and compare popular cities/towns. Finding the right place for you and your family is very subjective and requires you to weigh the positives and negatives thoroughly. Your personal situation may impact the city you choose. For example, if you are young then you might like a city like Tallahassee or Miami. If you are retired then you may enjoy somewhere like Fort Myers. If you have a family & love the beach, then you may love the Sarasota area best.

READ MORE: Best Places to Live in Florida – Our Picks!

Because your choice of city or town will have a huge impact on your experience, it’s essential that you assess the different areas of Florida and find the best option that suits your budget and your family’s lifestyle. The good thing is, Florida has a wide variety of big cities, smaller cities and rural towns to choose from.

Below we’ve gathered a list of some of the most popular places for people to relocate in Florida, and included some basic information about each.

Pensacola

Pensacola is a charming and historic town in the Panhandle of Florida along the coast. It’s also popular with military families due to a number of bases in the area. It has a small population for a city that will give you a small-town vibe while also having city amenities and plenty of beautiful white beaches closeby. Plus, there are a number of high rated schools in this area.  This city is a great option for young families. Keep in mind that the Panhandle of Florida is much more north than other parts of the state, and it does get quite chilly in the winter. However, you won’t have the ice or snow like the north. So it’s a nice place to still experience some of the seasonal changes while still being quite warm most of the year.

Population: 53,779

Median Home Price: $213,900

Jacksonville

Jacksonville has the biggest population in Florida and is named among the largest cities in the country. It’s crazy to think that Jacksonville is bigger than Miami, but technically it is true because it encompasses a much larger area of land. This is a diverse city with people from all over the world. The best part is, the cost of living in Jacksonville is fairly less than other parts of the country and other parts of Florida too. It is a great option for folks who are looking for a culturally robust and lively city with a reasonable cost of living. However, being in the northern part of the state it can still get chilly in the winter, although it’s still quite mild.

Population: 880,619

Median Home Price: $220,000

Tallahassee

Tallahassee may not be directly on the water, but it’s just a short drive to the beach. The capital city of Florida is actually mostly known for being a college town. Home to Florida State University, Tallahassee offers a great college-town feel and great nightlife. If you enjoy the idea of living in a smaller city with a young vibe and watching college football, then you’ll enjoy Tallahassee.

Population: 190,894

Median Home Price: $225,000

Orlando

Orlando is one of the most popular tourist destinations in the US (and really, the world). The biggest perk of living in this area is close proximity to Disney and so many other theme parks and attractions. You can really take advantage of the resident discounts in Orlando. The downside is that living in the middle of a tourist zone can get old, and traffic can be a real bugger!

Population: 277,173

Median Home Price: $260,000

St. Petersburg

St. Petersburg is located on the west coast in the middle of the state. The city is known for its busy social calendar, culture and diversity. In fact, the city has really come alive recently becoming even more trendy and popular for young professionals and even families. No weekend is boring here, you’ll discover that there are always different events and festivals happening around town. And there are a ton of beaches only minutes away from downtown! 

Population: 260,999

Median Home Price: $285,000

Tampa

Tampa is one of the hottest cities people are moving to in Florida, and professional sports are all the rage here! Located on Tampa Bay, locals have easy access to Cruise Ship terminals and other boating fun on the bay. The city has some interesting heritage and character in the downtown areas and is known for nightlife down in Ybor City historic district. There are plenty of renowned restaurants and the festivals here keep happening all year round. Most importantly, the job market is also growing in Tampa as well. Clearwater beach is one of the closest beaches to Tampa and one of the most beautiful in the state. But ist’s still about a 45 minute drive, depending on traffic and where you live in the city.

Population: 377,165

Median Home Price: $285,000

Fort Myers

Fort Myers is a growing town along the gulf coast situated a few hours from Miami to the southeast and Tampa to the north. Its central gulf location offers plenty of day trip options to the residents throughout the areas of Florida. But the beaches and nearby Sanibel island are some of the most enjoyable reasons to live here. The city has a diverse community that includes a number of northern transplants and “snowbirds” who are only in town for the winter. 

Population: 77,146

Average Home Price: $250,000

Fort Lauderdale

The main highlights of Fort Lauderdale is its growing job market and a family-oriented region. For these reasons, this city mainly attracts young professionals and family-oriented folks. If you’re into yachting or boating, you’ll surely love it in Fort Lauderdale, as it’s really what the town is known for. Living along the waterways is a desirable lifestyle for many people, but it can be pretty costly and supply is limited. Fort Lauderdale is also a major cruise ship hub, which is convenient for people who like getting last minute deals and hopping on board for a vacation! The downside is that it’s definitely more expensive to live in this area of Florida, from the general cost of living to home prices.

Population: 178,752

Median Home Price: $450,000

Miami

Miami is a fantastically diverse and culture-rich city in the far southeast along Florida’s coast. Known for its stunning beaches, this city remains at the top of list for many young people who enjoy nightlife. With its heavy Latino and Afro-Latino heritage, Miami is possibly one of the most vibrant and fast-paced cities in all of Florida. The downside to Miami is similar to cities like LA, where there can be quite a lot of traffic, it’s expensive and there can be some less-than safe areas.

Population: 453,579

Median Home Price: $385,000 

On a Budget? You Don’t Have to Sacrifice the Fun!

Even if you are on a budget, you can find a great place to move in Florida that will give you the quality of life you are looking for. While many of the most popular places in Florida can be expensive, there are plenty of areas that are relatively cheap to live in. However, if you just search online you may discover that some of these affordable places are out in the middle of nowhere!

So we went through and actually wrote a post about some of the cheapest places to live in Florida that are NOT in the middle of nowhere. These are places where you can still have easy access to some great things to do and not be house-poor!

3. Identify the Top Places You Want To Live

There’s a lot of information you will need to research before making a move. And you just won’t be able to analyze everything about every possible city in Florida! So you should really try to narrow down your choices to a shortlist at this point. Once you’ve shortlisted the best cities in Florida according to your lifestyle requirements, do some thorough research about living in the area to find out whether it’s the right choice for you or not.

Pay attention to important considerations such as:

• The average cost of living
• Job market & average pay rates
• Real estate prices
• Safety
• Schools & ratings
• Transportation options (including toll roads & prices – there are a LOT of toll roads in Florida)
• Parks / Leisure / Entertainment
• Community activities / events / farmer’s markets
• The overall quality of life in the area

4. Research Neighborhoods In Your Desired Cities And Nearby Towns

Once you’ve narrowed down the cities you might be interested in moving to in Florida, you should start really digging into the details. This is when you can start researching some of the different parts of town and neighborhoods to see where you might want to live. You should take careful consideration to research things like:

• Schools & locations
• Commutes to work
• Grocery stores & other stores you frequent
• Local banks
• Safety & crime
• Childcare / Daycare options
• Housing costs as well as community HOA and CDD fees, etc.

This will also help you in becoming familiar with the geography of the area which will further make your life easier when you arrive. If you have time to actually visit the city, we recommend spending a lot of time driving around and looking at homes and different neighborhoods in person. 

Lastly, you might even consider opening up your search to areas just outside of the city you are considering moving to. Sometimes moving just a little further out can be more affordable with regard to housing, and it might even be a safer environment to raise kids. However, other times moving further away just adds more time to your commute. And it’s not worth it if everything you want to do will require a drive.

In the end, it’s really about finding the right balance. But it’s good to be open-minded and compare what you can get for your money in different areas of town and nearby town.

5. Research Schools & Ratings – Including Private and Charter Options (if applicable)

Even though we’ve already mentioned this, it’s worth going into a deeper dive. If you’re a parent, you might already know that there can be a huge discrepancy when it comes to the quality of education children receive at different schools – even in the same town. So you will definitely want to research the school districts in Florida and the areas of Florida where you are considering moving to.

If the public schools are not up to par, then you may also look at private schools in the area or if it’s possible for children to attend other schools nearby. For example, Sarasota County is known for having one of the best school districts in all of Florida (all A – Schools, and always have been since they started tracking this). Sarasota County also allows students to go to any school in the county, even if it’s not in their local district. Parents just need to fill out the appropriate paperwork, get approval to do so, and ensure transportation for their child.

6. Estimate and Compare Your Cost of Living

Another most critical part of deciding to relocate to Florida is to do a deeper dive into the estimated cost of living and how things like your job and housing will affect that. For example, look at some of the average housing prices for the neighborhoods you are interested in living in and also research the job opportunities and salaries.  If you already have a job, then that will definitely make it much easier. If you don’t already have a job, then we definitely recommend that you do additional research into the types of jobs that are available and the going pay rates.

In general, jobs in Florida tend to pay less than many other states.

This is something to keep in mind when you consider your overall cost of living. While home prices and state taxes may seem reasonable, you need to factor in the costs of groceries, transportation, healthcare, utilities, etc. as well as your new estimated salary to see if moving to Florida is really worth it for you and your family.

It’s also important not to overlook things such as insurance. In general, insurance costs are higher in Florida than many other states. So it’s quite likely that you will be paying more in homeowners insurance as well as car insurance. If possible, you might want to call in advance and get some quotes so that you can begin to compare to what you are currently paying.

For more details, be sure to check out our complete blog post about the Cost of Living in Florida and our recommendations for tools to compare the costs to where you are moving from. 

7. Decide If You Want To Rent Or Buy A Home

Ultimately, many people moving to Florida would like to purchase their own home. However, sometimes even if you know the city where you want to live you may not know the exact neighborhood where you want to buy. Some people prefer to get a better feel for an area before putting down those types of roots. Others may know right away and feel confident in exactly where they want to buy a house. 

READ MORE: How to Buy a House – the Process & Preparations You Need to Make

Another thing to consider is if you are getting a new job in Florida after you move. It can be a challenge to buy a house right away if you don’t have employment. So some people choose to rent in Florida until they get established and can purchase a home later. Everyone’s situation is different.

Below are some useful housing tips when moving to Flordia:

• While every city / area has differences in its housing markets, many cities in Florida are quite hot due to strong demand.  This means that there could be many people competing with you for homes and rentals. So be sure you are ready to go with your paperwork and financials.
• Definitely get help from an experienced, helpful, and trustworthy real estate agent to help you find what you are looking for. It will save you SO much time and headache, especially once the deal is in the works.
• If you’re planning to buy a property, make sure you’re ready to invest in it for some years. Moving is costly and so is buying a house. Even if your home appreciates it takes time to recoup the initial moving and closing costs.
• Before renting a house, make sure to read and understand all the tenant rights in Florida.

READ MORE: Buying a House in Florida (Differences & Unique Considerations)

8. Travel to Florida to Research in Person (More Than Once – If Possible)

Once you’re done with the above points, your next step should be to visit the shortlisted places and real estate options to make the final decision. All the online research in the world still can’t give you the value of seeing and experiencing a place in person. And this is super important if this is going to be your new home!

Visit the shortlisted properties, neighborhoods, restaurants, schools, universities, popular attractions to know about each and every aspect of the area. Most importantly, try to chat with the locals. Ask what they love most about living in that particular area. Check whether or not the people are friendly? Does the place suit your lifestyle? Does it feel like home?

All of these things can give you a much better feel for the area before you actually move there. Oh also, make sure you understand the Florida driving laws and what to do if you happen to get into a car accident.

9. Secure a Job in Florida

Some of you may be moving to Florida already having a job, and that’s great! Having a job secured beforehand will help you tremendously in buying or renting a home. If you don’t already have a job in Florida, then things might get a bit risky. It can be a challenge to buy a home or even rent an apartment if you don’t already have a job. Here are some of the biggest industries that are thriving in Florida:

• Tourism
• Health Sciences / Healthcare
• International Trade
• Sales and Marketing
• Aerospace and aviation

Useful Tips for Job Hunting In Florida

We understand that securing a job before relocating is very hard, but it isn’t impossible. Follow these tips while searching for the job to make the process a little bit smoother.

• Do not put out-of-state address on your resume. This might get your file rejected almost instantly even if you’re the most eligible candidate. Some recruiters consider it as a red flag because you don’t already live in Florida, and some companies may not want to pay for relocation.
• Request your first interview over Skype and be clear with your intentions of moving to Florida, in front of your interviewer. Tell them an exact timeline for your relocation and even if you have already secured a place to live, so they can be assured that you’re actually moving.
• Consider working with a local recruitment company that can help you in searching for the best jobs according to your qualifications and experience.
• If you are still job-hunting after you arrive in Florida, then be sure you have plenty of savings so that you don’t stress out. You will need a good chunk of cash to help pay for housing and living expenses for quite some time in case it takes you longer than expected to find a job. According to Indeed.com it takes an average of 9 weeks to find a job. But of course, this can be longer or shorter for some people

10. Find a Great Realtor Who Actually Helps You…Not Just Trying to Sell You!

There’s a saying here in Florida: “everyone’s a realtor!” But that doesn’t mean they are very good, that they care, or that they are even helpful! 

Having a great realtor on your side can be a HUGE help when you are relocating to Florida. It’s their job to know the market and the neighborhoods so they can identify homes that will be a perfect match for you and your family.  They can save you a lot of time, energy, and frustration – especially during the initial searching process.

However, a great realtor will also be able to help you during the transaction with advice and support. The goal is to take some of the burden off of you and assist you during that process to make it as smooth as possible so you can focus on other things related to your big move!

In general, your realtor should be your eyes and ears. They should have your very best interests at heart and be 100% committed to helping you first and foremost…not just trying to sell to you! 

That’s where we come in. We specialize in helping people relocate to Florida. And Josh Wilson on our team is a licensed real estate agent who actually helps!

(but don’t take our word for it…)

11. Secure A Place To Live In Florida

Time to make the final decision: secure a place to live. After exploring Florida Real Estate for sale or even rentals, make your final decision and lock-in the deal. Finish the paperwork very carefully and make sure to finish it in a timely manner.

12. Plan Your Move & Start Packing!

Now that you have your home or apartment, you can schedule your move. You can either move yourself or hire a moving company. Everyone’s situation is different, but if you have a lot of stuff and if it’s a big move (distance or large family) then you might want to consider hiring a moving company. The downside to this is that it can be an expensive option, especially if it’s a long-distance move. But for some people the cost is well worth it to save time (and their backs!). 

Renting moving trucks can get shockingly expensive, especially if it’s a one-way interstate move. In these cases, we found that just hiring a moving company wasn’t much more expensive. However, if you just don’t have the money for this (because moving is expensive) then we highly recommend that you downsize as much as possible and try to fit everything in your vehicles and maybe just a tow trailer.

13. Don’t Forget To Forward Your Mail To Your New Address (With USPS)

Once your move is finalized, don’t forget to update your address on all your documents, banks, credit cards, workplaces, etc.. Inform your family members, relatives, friends, colleagues and neighbors about your new address too. And definitely make sure that you take advantage of the USPS forwarding service. It’s free and easy to set up online to forward your mail from your old address to your new address. This will help catch anything that you forgot to change to your new address and give you time to fix it.

14. Arrive In Florida: Steps to Set Up Residency

Once you’ve arrived in Florida, it’s time to set up your residency and become a lawful resident of the state. This part always gets a little confusing for people, so here we’ve outlined the basic steps you should take:

• Purchase homeowners /renters insurance
• Set up your utilities, phones, etc. in your name
• Change over your car insurance to a new policy with your new address/state.
• Visit the DMV to obtain your Florida drivers license. Every county is different, so check their websites to see if you can show up or if you need to make an appointment. Typically if you have a valid license from another state you do not need to retake the test. They will transfer it over to the new state. NOTE: You will typically need forms of ID (such as a passport, birth certificate, etc.) + proof of address which would be some of your utility bills, etc. with your name on it and the new address. You will also need to have proof of your insurance too (which is why you need to change it in advance).
• Register to vote (often they can do it at the same time you get your drivers license)
• Enroll your kids in the school
• Continue to update any addresses that you forgot (as your forwarded mail comes to you)

15. Open a Local Bank Account (optional)

Many Americans do their banking with large national banks, such as Chase, Wells Fargo or Bank of America. If you do, then you can see if there are local bank branches in your new town of residence. If so, then all you need to do is update your address and you can keep everything else the same. However, perhaps you had a local bank back home or you prefer to use a local credit union. In that case, you will need to find a local bank and open an account because it’s likely your local bank or credit union from back home won’t have a branch in your new Florida hometown!

16. Find Doctors and Health / Dental Insurance

When moving to a new place, it is extremely important to locate a new family doctor and dentist for regular health checkups and other healthcare services. Do some online research and take into account the user reviews and references of the selected healthcare service. If your company offers health insurance, then you’ll want to check to see what doctors and hospitals are in-network before selecting one. If you don’t have insurance, Florida does not have their own marketplace so you can use the federal exchange at healthcare.gov to see if you qualify for a healthcare policy. 

Time to Live That Florida Life!

The idea of moving to Florida may seem daunting, but if you follow this checklist and recommended steps then you should be able to stay organized and on track. Plus, you can rest assured that you did your research and planning to feel confident in your selection of where to live. In the end, we want your experience relocating to be a positive one. So please let us know if there is anything else we can help you with or questions that you may have. 

And once you are all settled, you’ll be more than ready to soak up all the fun and excitement of living in your new home and in Florida!

Download a Copy of This Checklist By Clicking Below!

The post Moving To Florida Checklist appeared first on That Florida Life.

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In this post, we’ll go over some of the best neighborhoods in Venice where locals and out-of-state visitors are looking to buy real estate in Venice.

Neighborhoods in Venice With No HOA or Low HOA

For those of you who prefer to be outside of a gated community and in an area where there is no HOA or low HOA dues, then below are some of the most popular neighborhoods in Venice you should check out. 

The Island of Venice

As mentioned above Venice was centrally planned and developed in the 1920s under the guidance of noted American landscape architect John Nolen. And history buffs that want their lives enriched by that history will love living on Venice Island, near the historic town at the center of Nolen’s original plan. This neighborhood is noted for its wide, landscaped boulevards and the beautiful 1920s Mediterranean-style architecture that many of the area’s homes retain.

There are a few different areas on Venice Island. In general, those closest to downtown will have more of the historic charm and style to them. Although, you can also find newer custom-built homes as well. There is also one gated community on the Island called Bellagio, where you can find some lovely modern homes with Italian style.

Near the beach you will find many condo buildings, many of which offer great amenities in addition to dreamy water views and some even have boat docks available. South of downtown Venice along the coast is the Golden Beach Neighborhood where you will find a mix of homes ranging from mid-century moderns, ranch-style homes as well as newer builds. This is a choice location with private beach access as well as easy access to downtown as well as popular areas to the south, including the Venice Fishing Pier and Sharky’s restaurant overlooking the ocean.

READ MORE: Free Yoga on Venice Beach (and Health Benefits of Yoga for Beginners)

The Island is in many ways the cultural hub of Venice as it is the place where the city’s many events and activities take place, such as holiday parades, concerts in the park, as well as the local farmers markets and other special events like the Shark Tooth Festival. For those that want a small-town feel, but also crave the vibrancy that living downtown can provide, The Island of Venice is a great choice of place to look for a home.

Lastly, there is technically no HOA or deed restrictions on The Island. Some homes may even have room to park boats or RVs, which is a plus for many people.

Search Venice Island Homes

South Venice

Located just south of the Island over the Intracoastal Waterway and west of Highway 41 (the Tamiami Trail) lies the South Venice neighborhood. This is actually quite a large neighborhood that stretches all the way to the coast and south nearly to the Manasota Key area. South Venice is known for being prime real estate “West of the Trail” as they say because it’s along the coast, but yet, it is just outside of town and off The Island so it is more affordable.

This neighborhood was established in the 1970’s, but construction has continued through the years and even today on some of the empty lots. While this is an established neighborhood with a variety of home styles, many of the homes are ranch styles from the 70’s and 80’s.  The neighborhood is also sought after due to the fact that there is no HOA or deed restrictions here, so owners have the freedom to park their boats and RVs on their property.

READ MORE: Things to do in Venice

One of the best (and unusual) amenities offered by South Venice is the ferry that takes residents to their own private beach! The annual membership for the ferry is voluntary, but reasonable at $140 dollars for the year. It’s a convenient, and fun, way to reach a quiet and tranquil beach. In addition, there is a neighborhood boat launch and kayak launch as well, for an additional annual fee. So it’s a convenient way for residents to put their boat in the water just blocks from their home! 

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Venice Gardens

Another neighborhood in Venice with great natural beauty is the aptly named Venice Gardens. The area is bound roughly by Center Road to the North, Jacaranda Boulevard to the West, Tamiami Trail to the East and Alligator Creek provides a natural barrier to the South. Venice Gardens is noted for how its homes are dispersed amongst the neighborhood’s beautiful lake system. Many homes have iconic Florida lake views from their backyard and boat access.

The Venice Gardens area provides a reprieve from the hustle and bustle of the Island of Venice, while also keeping it close by for convenience. Other amenities that are available to area residents, for a nominal annual civic association fee, include access to an outdoor swimming pool. There’s also a large park which is a great place for grilling and enjoying the outdoors. There is also a community center that holds local events like bingo night and is also available for rentals.

Venice Gardens is a great neighborhood for those who want to be close to The Island, but still have a peaceful setting among the lakes and a more affordable price point. Homes in this area were predominantly built post-1950’s and have similar ranch styles. However, many of them have been updated.

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Venice East

Development of the Venice East area began in the 1960s and the residential area has matured into one of the area’s most laid back and affordable places to live. The neighborhood is centered roughly along Venice East Boulevard and the Venice East Golf Coursebounds the area to the South. Venice East Golf Course is an affordable and laid-back course that’s great for golfers of all levels, especially those just learning the game.

While many of the homes are built in similar ranch-styles, you will find some unique homes that have been remodeled or updated to suit more modern tastes. The VECA is not a mandatory HOA, but a voluntary non-profit organization in the community. Membership is minimal per year and supports the local community. There are also various social events and activities for those who want to get involved.

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Best Resort-Style Communities in the Venice Area

For those of you looking for a grand resort-style community where you can be behind the gates and enjoy luxurious amenities and endless activities, then check out our list below for our top picks! 

**VIDEO! – Check out the hottest resort style neighborhoods in Venice with us by clicking the video below!**

** NOTE: A number of the communities below are in the new Wellen Park development between Venice and North Port. To learn more about this large master-planned community, explore our complete relocation guide for Wellen Park Florida!

Gran Paradiso

The Grand Paradiso is a development within the larger West Villages / Wellen Park ®️ master-planned community between Venice and North Port, Florida. Gran Paradiso will have nearly 2,000 Tuscan-inspired homes situated amongst its natural splendor when it is completed.

The development has all of the resort-style amenities you would expect for a development of its type, including a clubhouse, swimming pool, access to the steam and sauna rooms and various sports courts all within its gated premises. Residents also enjoy the maintenance-free lifestyle here, including all lawn maintenance and care and even pest control if necessary. There are deed restrictions and membership (HOA) fees with this community.

Gran Paradiso is located on Tamiami Trial South along the border of South Venice and North Port. Though the homes in this area have Venice, FL address, the area has officially been annexed into the City of North Port. Gran Paradiso is about 25 minutes away from Venice Beach by car.

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Islandwalk at the West Villages

Venice downtown reminds us of its namesake in Italy, but few neighborhoods capture the canal feeling quite as well as the freshwater canals that connect the homes of the Islandwalk neighborhood. There are miles and miles of walking and bike paths throughout the development that connect multiple neighborhoods along with pedestrian bridges that span the canals which are simplistic, yet beautiful, and also lend the area a nostalgic charm recalling the Venice of old.

The 830-acre gated lakefront community offers more than just natural beauty, with unique home styles to suit almost any family’s taste. IslandWalk is also one of the most sought-after communities in the West Villages / Wellen Park ®️ area due to the sheer number of amenities here! There is an incredible number of sport courts of all kinds, from basketball to tennis, pickleball, shuffleboard, bocce ball and more. You’ll also find multiple resort-style swimming pools, fitness centers, classes, firepits, playgrounds and more. Those who enjoy active lifestyles in a luxury development will enjoy living at IslandWalk.

The Islandwalk is located Southwest of downtown Venice and is roughly 25 minutes from Venice Beach by car, just across from Gran Paradiso.

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Grand Palm

By far one of the best neighborhood developments for families in the Venice area is Grand Palm.  Grand Palm is geared for those with an active lifestyle but also great for families due to the sheer number of activities and amenities both adults and kids will love. From the miles of walking and biking trails, fitness centers, and even Lookout Island, a unique 32-acre adventure lake where you can go fishing from the docks and even kayaking. There are multiple clubhouses here with swimming pools, but the newest pool includes a waterslide the kids will love! There’s also a splash pad, a playground and 2 dog parks.

This 1,005 acre Neal Community development is the perfect balance of natural delight and homeowner comfort. The homes offered range in style from simple two-bedroom villas to larger four-bedroom setups. Grand Palm offers a dedicated activities coordinator to help bring about a sense of community among residents along with many fun things to do. The amenities here are almost too numerous to list, and are included in the development membership fees.

The Grand Palm is located west of downtown Venice near the intersection of Center Road and River Road and is approximately 20 minutes from Venice Beach by car. The community is also considered a part of the large Wellen Park master-planned development.

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Stoneybrook at Venice 

Another extremely popular neighborhood in Venice for those with families and children is Stoneybrook at Venice. This gated community is a little more mature and has large trees and lakes with homes throughout. Many of the homes feature large floorplans that are perfect for families, and their clubhouse and amenities area is probably one of the best you will find.

In fact, there is a seemingly endless amount of things here at Stoneybrook to keep the kiddos busy. There is a resort-style swimming pool and splash pad area for the little ones, as well as a playground and basketball courts. There is also tennis / pickleball courts, a volleyball court as well as a large sports field with soccer nets. As if that wasn’t enough, they also have a baseball field as well as a walled inline skating rink area for rolling around and even hockey nets!

Stoneybrook really is a fabulous family community. Their activity and events calendar is busy, and their Halloween is legendary in Venice. However, homes here don’t come on the market often, and when they do they are snatched up fast!

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Toscana Isles (North Venice / Nokomis)

One of our favorite hidden gem communities for those looking for an upscale gated community with easy access to the interstate as well as the beaches is Toscana Isles. This neighborhood is actually located in Nokomis, but it’s on the very edge of Venice – so it’s practically considered Venice. The development is only a couple of years old and includes some established homes but there is also plenty of room to build…and they are actively building! The builder here is D.R. Horton, one of the largest builders in the US, and they have a number of floor plans and price points to choose from.

What we love most about this community are the lake views from most of the homes as well as the amazing clubhouse and swimming pool. They have a zero-entry resort-style swimming pool that offers an infinity edge that looks out over the lake. The views are truly magnificent! They also have a large fire pit admiring the same views, as well as sports courts for tennis and pickleball, a playground, bocce ball, state-of-the-art fitness center and an aerobics / yoga room plus many other rooms for activities.

Another perk of this community is that they have an on-site lifestyle director who plans regular events and activities. In fact, we took a peek at this month’s calendar and really were impressed by how many activities they have going on every day. From the weekly game nights, to their popular “drinks in the driveway” and I personally loved the moonlight yoga class out on the grass! Also, being less than one mile from I-75, you can be in Sarasota in barely 20 minutes our out to the beaches or downtown Venice in around 10 minutes. Fantastic location!

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Myakka River Trails

One of the most picturesque settings on this list are the homes available on a small strip of land just West of the famous Myakka River. The aptly named Myakka River Trails development is a gated community of palatial homes that are situated on large tracts of beautiful Florida nature. The community offers 45 homes on lots that vary in size from five-to 15-acres and can include accommodations for servants quarters, horses and guest houses.

Enjoying the natural beauty of the area is easy thanks to the community’s horse and nature trails. Getting on the water is convenient as well, thanks to the areas own local boat ramp. And for those looking for other types of amenities the community also boasts a full clubhouse, playground and pool & spa complex.

Myakka River Trails is located Southeast of the downtown Venice area and is about 25 minutes from Venice Beach by car.

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Southbay Yacht and Racquet Club (Osprey)

Those that feel having a home with access to water is a necessity, and not necessarily a nice perk, should really look no further than the Southbay Yacht and Racquet Club. The community offers 350 custom homes and 172 boat slips that off-load onto what many consider the best deep-water marina off the Southwest coast of Florida.

The area actually has a unique history as the land was originally the sight of Floridaland, the biggest amusement park in the state pre-Disney’s arrival, with over ten themed areas. The land has now been redeveloped and dedicated to natural beauty, which can be enjoyed by many miles of trails.

The Southbay neighborhood offers residents an active lifestyle that centers around the clubhouse which holds meeting rooms, card rooms, a community pool and even a second-floor ballroom.

The Southbay Yacht and Racquet Club is located North of Venice in neighboring South Osprey, Florida. Despite being in a neighboring town, the Yacht and Racquet Club is actually closer to downtown Venice than some neighborhoods actually within it. For example, by car, Venice Beach is approximately 15 minutes away.

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Popular Golf Communities in Venice & the Surrounding Area

If you enjoy living the golf lifestyle and want to live in a community where you can look out your back window and see people teeing off, or be able to ride your cart down to the clubhouse and play a round of golf, then check out some of these popular neighborhoods. 

** NOTE: For an even bigger list of golf course communities and golf courses in the area, check out our more detailed golf living blog post here. 

Venice Golf & Country Club

One of the most popular Venice communities that offers the classic Florida-style country club living is the Venice Golf & Country Club. The community is a private member-owned and managed Club, in which each household must attain a golf membership and has voting rights. For those who enjoy the golf lifestyle and enjoy being actively involved in their community, then this is one of the top communities and golf courses in Venice.

The Club is known for its welcoming community and very active social environment. The Club’s ample amenities include an aquatic center, pickleball courts, tennis courts, and of course access to the championship-caliber 18-hole golf course. There are a variety of housing options among the areas, including six neighborhoods that are maintained by homeowners collectively, and others that offer full maintenance.

The Venice Golf and Country Club is located East of downtown Venice and is approximately 15-20 minutes by car from Venice Beach.

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Sarasota National

One of the most exclusive options for those looking to settle down in the Venice area that is sure to intrigue any golf fanatic is the chance to live proximate to Sarasota National Golf Club. This luxurious development is located just west of the West Village / Wellen Park area closer to Venice along Highway 41.  Sarasota National offers an award-winning golf course and the community is nestled among wetlands and preserves, protecting nature and wildlife.

Golfers will love the 18-hole championship course and even non-golfers will love the many world-class amenities, including a full-service dining room and a separate lounge and bar located on the property. You’ll also find a resort-style swimming pool, tennis courts, fitness center, spa treatment rooms, tiki bar, event lawn, and dog park. Residents can also enjoy just relaxing on their lanais enjoying the quiet serenity all around them and watching the wildlife.

The Sarasota National is a deed-restricted community with association fees, and is located southeast of downtown Venice and is about 15 minutes to the nearest beach by car.

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Venetian Golf & River Club

For those looking for one of the most premium living experiences available in the Venice area, there is the Venetian Golf & River Club, a master-planned community located in North Venice. This neighborhood consists of villas and larger luxury homes of modern construction. Like communities of its type, The Venetian Golf & River Club offers a wide variety of premium amenities, including a resort-sized pool, wellness center, six lighted tennis courts and the 20,000 sq. foot clubhouse which houses the River Club’s restaurant and bar.

When compared to the Venice Golf & Country Club, the Venetian is the larger property. Some say this gives the Venetian a more anonymous feeling, though others say there is a great community for those who seek it. Located Northwest of downtown Venice proper, the Venetian Golf & River Club is about 20 minutes from Venice Beach by car and is also a deed-restricted membership community.

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Boca Royale Golf & Country Club (Englewood)

Boca Royale Golf & Country Club is a true hidden gem in the area.  Homes are located within a 1000-acre gated deed-restricted community that is meticulously maintained with manicured lawns, and mature trees surrounded by nature. Life at the Boca Royale centers around the community’s semi-private, 18-hole golf course and its ornate Georgian-styled clubhouse.

The clubhouse features two dining options, the more casual 19th Hole and the more upscale Fairway Dining Room. There is also a third dining option available only to members called Ginger’s Bar & Grill. What’s great about Boca Royale is that golf membership is not required, so residents who aren’t big golfers are not required to join, but can still play on occasion if they wish.

In addition, the Country Club offers a wide variety of activities and social events. Members can enjoy tennis, pickleball, bocce ball, croquet, fitness center, resort-style swimming pool and many social activities ranging from bingo nights, dancing, and family movie nights outside under the stars.

Boca Royale Golf and Country Club is located due South of downtown Venice and is actually located in neighboring Englewood, Florida. Boca Royale is approximately 23 minutes from Venice Beach but is even closer to Manasota Beach — which is barely 3 miles away! Boca Royale is also considered part of the Wellen Park development due to expansion of this community and future building in the area.

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New Construction Neighborhoods in Venice (and the Nearby Area)

Many people moving into the area are interested in new construction homes in Venice and the nearby areas in south Sarasota County. Below are some of the hottest neighborhoods where they are currently building new homes! If you are interested in any of these, definitely reach out to us to talk more because every neighborhood has their own process for selling lots and even just getting on the list. 

Beachwalk by Manasota Key (Sister Community to IslandWalk in Wellen Park ®️)

If you are looking for a new construction resort-style community that’s super close to the beach, then you’ll love Beachwalk by Manasota Key! A DiVosta Community, which are known for their active lifestyle neighborhoods and luxurious homes and amenities, Beachwalk is less than 3 miles away from the beach! In fact, this is the closest resort-style community to any of the beaches around here!

This is a premium community that is just in the beginning stages of development, yet it’s extremely popular — for good reason! There are many beautiful single-family home options here as well as villas, which are highly sought-after because they are perfect for seasonal residents and “snowbirds.”

Beachwalk will have an on-site lifestyle director, resort pool and spa, tons of sports courts including pickleball, dog parks, fitness center and movement rooms, and so much more! There will also be a large lake with a boardwalk as well as an onsite restaurant and bar!

We’ve actually sold quite a few homes here in Beachwalk, it really is a beautiful community and perfect for beachlovers! So definitely let us know if you have any questions and we can help you out!

Learn More About Beachwalk by Manasota Key

Which Venice Neighborhood is Right For You?

While there are actually a number of other neighborhoods in Venice, these are the areas that are most sought after by those looking for real estate in Venice. These neighborhoods offer a mix of luxury communities, golf & country clubs, as well as historic areas of town and more affordable local neighborhoods.

At the end of the day, everyone is different. We’re sure you are evaluating the pros and cons of living in Venice already, but your neighborhood experience is also going to be a part of that too. So it’s important that you dig deeper to find just the right neighborhood in Venice that suits your budget and lifestyle. If you want more information or are curious about properties that are for sale, don’t hesitate to contact us!

We live in Venice ourselves and are happy to help you out however we can!

Looking for a Local Realtor in Venice?

We’re a husband and wife team here at That Florida Life, and we handle both travel and lifestyle in Florida – including Real Estate. While Liz is more of the travel and lifestyle expert, I (Josh) am actually a licensed Real Estate Agent here in Venice, Florida.

So I’d be happy to chat with you about your goals and see how I can help you achieve them. Don’t hesitate to reach out, I’m here to help!

The post Best Neighborhoods in Venice, Florida appeared first on That Florida Life.

This is called a Deed Restricted Community. 

There are an incredible number of deed-restricted communities in Florida. So no doubt, if you are looking to buy a house in Florida you will stumble across these neighborhoods. In many cases, you will find that deed restrictions control the extent to which you can make changes to your home. Unfortunately, while deed-restricted communities are commonplace today, many people do not understand them. Below, we help you understand everything you need to know about deed-restricted communities and what you need to consider before you buy a deed-restricted property.

What is a Deed Restricted Community?

To understand deed-restricted communities, you need to understand deed restriction.

A deed restriction is alternatively known as a restrictive covenant. Restrictive covenants are put in place to limit how much a homeowner can adjust their property. These are usually created when homes are sold with specific restrictions. There is a registry of deeds where the restrictions are recorded, and the deed will legally bind the current and all future property owners. The terms of a deed restriction can only be changed by the HOA that created it.

Usually, these restrictions are found in neighborhoods with a homeowners association; in such cases, the associations are generally the ones who create the deed. In other cases, these deed-restricted neighborhoods exist in historic urban communities and may have been in place for years. Yet another possibility could be in the rural settings where there may be two neighboring farms whose owners made a deal years ago, and the deed is still in force. In Florida, deed restrictions expire after 30 years, according to the 1956 Marketable Record Title Act.

Note that these restrictions “run the land,” a phrase that means that it applies to the current property owner and all the future ones. The scope of the limitations within the deed limits can be varied and might shock you. However, you may not do much in many cases, as changing these provisions may imply legal costs, time, and effort.

Examples of Deed Restrictions

Deed restrictions limit what you can and cannot do to a particular property. We give examples of the most common deed restrictions below so you can understand them better:

Adjacent Structures

If you would like structures such as detached garden sheds, detached workshops, pools, and garages, it would be beneficial to find out whether there is a deed restriction in the area because these are controlled and, in some cases, completely forbidden.

Many deed restrictions for adjacent structures would expect you to follow a particular design and dimensions and even specify the structure’s location on your property. The deed may also contain restrictions on what portion of your property you can build. However, some conditions can feel outrageous. For example, it may feel unfair if the homeowners association in your area insists that you disassemble a tree house.

Fences

If you come across a deed restriction with a clause on fences, it will likely be about the acceptable types of fences. For example, tall privacy and chain link fences are usually restricted. Additionally, the deed may state that the front yard fence should not be more than 4 feet and the back one not more than 6 feet.

Fences may not look like a big deal as most people feel that the more significant chunk of the work is in the building of the house. However, it would help if you looked into this as sometimes fence restrictions on a deed may affect the quality of life. For example, if you cannot erect tall fences, you may not enjoy sunbathing, and if you cannot use chain links, you may have trouble confining your pets.

Trees

In some cases, deed restrictions may prevent you from removing a percentage or all of the trees in your compound. Neighborhoods with such restrictions do this to preserve the area’s residential look or keep the community environmentally friendly.

Interestingly, this restriction is common in larger developments and suburban neighborhoods but can also be found in rural places.

Obstruction of Views

Some deed restrictions may limit you from obstructing a neighbor’s view, which is quite understandable as it would be unfair for a neighbor to come in and build a three-story house that will block the view from the surrounding homes.

You may find a deed that has existed for decades with this kind of agreement, especially in resort and vacation destination cities where a view of the beach or the mountain is crucial. It can also be expected in places with lakes, golf courses, and distant mountains.

Some of these restrictions may affect the dimensions of your house, making it crucial that you check if there is a deed restriction with this specific restriction.

Color Choices

Some deed restrictions may affect your color choice. They can even provide a list of the approved or non-approved colors.

However, the restrictions do not end here. Some others may come in the form of stone or brick choice. These usually go into detail. For example, a certain percentage of your house’s exterior may need to be built with a particular stone.

Pros and Cons of a Deed Restricted Community

While you need to exercise a high level of caution before choosing a neighborhood with deed restrictions, it’s not all gloom and doom, as living in such restricted communities has some benefits. Below, we explain both the advantages and disadvantages of a deed restriction to help you make an informed choice:

Benefits of Living in a Deed Restricted Community

Amenities

Deed-restricted communities tend to come with facilities and amenities that improve the quality of life. They include gyms, swimming pools, clubhouses, and parks with limited access to outsiders.

Dispute Resolution

Since homeowners associations are usually present in places with deed restrictions, you get the added benefit of conflict resolution in case you get into a disagreement with your neighbors. Furthermore, the chances of disputes are low because there will be guidelines for most issues that would cause conflicts.

Maintenance

Many homeowner associations will provide property maintenance services for properties under deed restrictions. Therefore, you may not have to worry about snow removal in the winter or landscape maintenance. An added benefit is that such properties tend to have better aesthetics as maximum uniformity leads to better curb appeal.

Property Values

While each of the points we mentioned above is worthy on its own, specific rules mean that a neighborhood will always be well kept, reducing blight likelihood and maintaining the property’s value.

Drawbacks of Deed Restricted Communities

Limited Freedom on the Use of Property

From the examples of restrictions we have given above, it is clear to see that one of the most significant drawbacks of living within such communities is that you are limited on how you can adjust or use the property. Depending on your homeowners association, you might also be required to mow your lawn regularly.

Difficulties Selling the Property

It can be challenging to sell your investment property if you live in a deed-restricted area. For starters, many people do not like to feel like their options are limited, especially when buying a home. Furthermore, some specific restrictions may limit the pool of potential buyers.

Consequences

Deed-restricted communities impose penalties for violations when homeowners act contrary to the deed restriction. In extreme cases, the association can foreclose your home.

Why are There So Many Deed Restricted Communities in Florida?

You may have lived in a state where deed restrictions are rare. However, deed restrictions are not new in Florida and have been continuously becoming popular in the US since the 1970s. Today, Florida is one of the states with the largest HOA communities. This popularity is primarily due to private companies and developers entering the area.

Each community has deed restrictions that favor its objectives and can be found in manufactured homes, neighborhoods with homes for sale, home sites, and lots. The most common ones will determine the dog breed and the number of pets you can keep in the house, state of repairs in the community, paint colors, common area rules, lawn maintenance, whether you can rent the property, and the uses of the property.

What is a Homeowners Association? (HOA)

A homeowners association is a self-governed organization. These are found in common-interest communities such as deed-restricted developments, where homeowners collectively pay fees for neighborhood maintenance. HOAs are run by unpaid volunteers who are usually resident homeowners. They often elect a board of directors that will run the HOA.

Usually, the responsibilities of an HOA will depend on the type of property and these properties will be guided by rules and bylaws enforced by the association. Property owners will be required to pay HOA fees to cover the maintenance and use of common areas. HOA fees also commonly act as reserve funds.

How Much are HOA Fees?

This can vary widely depending on the neighborhood. As a homeowner, if you buy into an older neighborhood without a lot of community amenities, then you could pay as low as $50 per year. However, many HOA fees fall into the range between $200 and $5000 annually for assessments, fees, and costs.

The amounts may vary depending on the amenities offered by the community. However, the most common costs you expect to pay will cover garbage pickup, landscaping and pest control, common areas, and safety and security fees.

You can expect that neighborhoods with extensive amenities will charge more than those with fewer restrictions. In addition, you may have to pay assessment fees occasionally, for example, in cases where an unanticipated problem or natural disaster results in the need for significant repair. The HOA is given the power to levy a one-time special fee to cover the costs. These can be minimal, or they can be a sizable chunk of money if it is a large repair – such as repaving roads in the neighborhood!

Mortgage Approval

You must factor the effect of a community’s HOA into your overall finances as you begin your home-buying journey. Even the banks will consider the monthly HOA fees when deciding the fate of your mortgage application and how much they will give you. In some cases, you may be left with a smaller approved amount to spend if you choose a property with higher HOA fees than one with lower or no HOA fees.

Not All Deed Restricted Communities are the Same!

Deed restrictions are generally meant to keep up specific standards for the community, which will help keep up property values in the area. However, this does not necessarily mean that all deed restrictions are identical. In fact, restrictions differ widely from community to community.

Therefore, you must find out whether the place you intend to buy a house has deed restrictions and then determine whether you can live by those rules. You may find that some communities have just basic restrictions that you feel you would have no problem living with. However, you could also find a community with a lengthy list of rules and restrictions and who are extremely strict about enforcing them!

Some home buyers might not like the specific restrictions in a community. And since all neighborhoods can vary in what they restrict, it’s extremely important to review all the details ahead of time.

You Must Budget for HOA Fees & Assessments

In many cases, HOA fees are paid monthly. However, in other cases, there may be quarterly and annual payments, and the association can levy special assessments when reserve funds cannot cover a major repair such as road or roof repairs. These fees vary widely depending on the community, property, amenities, and facilities. As we mentioned earlier, the budget may be between $200 and $5000+. However, the more the amenities and facilities, the higher the fees you should expect to pay.

You must budget for HOA fees and assessments before settling for a house. The last thing you want is to buy a home and then realize all the additional fees for the HOA are causing you to have a tighter budget than you anticipated.

What is a CDD Fee & Is It Different Than an HOA Fee?

CDD stands for community development district. This government entity is created when an extensive land tract developer requests one. Then they are tasked with planning, constructing, financing, maintaining, and operating infrastructure and amenities in the development area. Finally, the CDD assesses community members’ fees for amenities and infrastructure.

However, CDD and HOA fees differ because the former is incorporated into the annual property tax bills, while HOA fees may be paid monthly, quarterly, or yearly to maintain the community.

CDD will cover general maintenance, infrastructure, community amenities, and water and sewer and is standard in developments built post-2003. Typically, these fees will vary by the type of development. They are also determined by the loan taken from the county. This amount is divided by the number of homes that repay the loan. The fees take up to 30 years to pay. Therefore, if you move to a community that is five years old, you can expect to pay the fee for 25 more years until the loan is done.

The county will typically add CDD fees to your property tax yearly and are tax-deductible like property taxes. The costs of improvements will not be included in the initial house sale price. Mandatory disclosure in the purchase contract will let buyers know if the property they buy is part of a CDD. When you are searching for a home, be sure to ask if there is a CDD and obtain the details on those specific costs so you can factor it into your annual budget as well. 

Many of the newest master-planned developments around Florida have CDD fees. This includes popular areas of southwest Florida such as Lakewood Ranch and Wellen Park!

You May Need HOA Board Approval to Buy a Home in a Deed Restricted Community!

In Florida, HOAs have legal rights to decide who can rent or buy a home within their communities. Therefore, it is not uncommon to find the HOA requesting that you submit an application that they will review. Since these communities have criteria outlined in their governing documents that you must meet, they can accept or deny your application. However, their decision should be in line with the Fair Housing Act and should not be discriminatory based on sex, color, race, disability, religion, or status.

If your application is denied, the HOA must disclose its screening process according to its governing documents and explain the reasons for rejection. If this does not happen, it is well within the rejected buyer’s rights to pursue a discrimination lawsuit against the HOA.

Some of the common reasons why applications are denied include;

• Predisposition to violation of rules and regulations, especially if the applicant was a former renter that has violated the rules before.
• The applicant violated one of the rules in the HOA’s governing documents.
• Misrepresentation of the applicant’s application, such as hiding a criminal history
• Conviction of a felony

Tips for Buying a Home or Condo in a Deed Restricted Community with an HOA

Check the Covenants, Conditions, and Restrictions before Buying

One of the essential pieces of advice you can get before settling in a deed-restricted area is to read the fine print carefully and understand them because you will need to comply once you buy the house. Consider whether any of the terms may affect your lifestyle or if there is a particular one you do not like. You can research the deed restrictions in the community you are interested in, although they will likely reveal it before you make an offer. Talk to your real estate agent to confirm details about any restrictions before moving forward with purchase plans.

Ensure that You Can Pay Additional Assessments and Fees

You need to understand how much the HOA fees are and what they are for. You also need to know how often you will pay the fees and the penalties for late payments. Do not be afraid to dive into questions such as whether the association has scheduled to raise the HOA fees and ensure that you can keep up with the budget.

Check If there are On-Going Disputes

It pays to know whether the HOA has disputes with homeowners. In many cases, you will find uncomplicated issues such as parking violations, and rarely will you find serious ones such as the embezzlement of HOA fees. In addition, you can check social media groups and pages to ensure there are no public complaints or significant lawsuits.

Do The Rules Align with Your Goals and Values?

Paying HOA fees is excellent if you will be making use of the facilities in the community. It is still okay if you will not be utilizing one or two. However, you need to ensure that the money you are paying works for you, so you are not wasting money. Furthermore, you must ensure that your community’s rules align with your goals and values and that you will be happy living in the community.

Is Buying a House in a Deed Restricted Community in Florida Right For You?

Living in a deed-restricted neighborhood is an excellent way to maintain property values and keep the community or development appealing. Especially here in Florida where there are some truly gorgeous resort-style developments that make you feel like you are on vacation every day!

If the association works well, you will enjoy high-quality life. However, it would help if you were sure the community you are getting into aligns with your values, so you enjoy living there. You also need to ensure that you can pay the fees without strain on your budget and check for any disputes between the HOA and homeowners.

The post Deed Restricted Community & HOAs: What to Know BEFORE You Buy appeared first on That Florida Life.

The truth is, selling your house can be surprisingly time-consuming and emotionally draining. This is especially true if you’ve never done it before. You’ll have to deal with lowball offers, handle crazy demands from potential buyers, and most importantly, receive criticism about a place that has been more than just a home to you and your family. We all know that a home usually carries massive sentimental value and is likely one of your biggest investments. Therefore, money aside,  it’s no surprise why it can be difficult to let go.

To help you during this process, we’ve put together this ultimate guide to selling your home in Florida to help you attract the top-dollar price for your house quickly. Not only that, you’ll have gained knowledge in making it smooth-sailing as possible, making it as pleasant for both parties as possible.

1. Deciding to Sell Your House

Most people find themselves on the fence when deciding whether or not to sell their homes. You might be thinking, “should I sell my house?” or “is now the right time to sell my house?” Even when you’re 100% sure that you want to sell, then you have to contend with the complexities of the whole process and the steps to take. This can be nerve-racking!

When determining if you should sell your home, it is important to consider your financial situation, the cost of selling, and your ability to afford a new home. This will help you navigate the process seamlessly, from setting the price to closing the deal.

Next, explore your reasons for selling. What’s your long-term plan? Are you moving out of the area? Have you identified where you want to move once you sell? Do you have enough equity to make the sale and move? All these factors will help you figure out if selling is your best move. Still unsure if it’s the right time for you to make a move? Tick off the checklist below to determine if now is the best time!

Signs that You Are Ready to Sell Your House:

• You are emotionally prepared to leave your home and all the sentimental value it holds.
• You have a second home you can move into before the sale is made.
• If you don’t have a place to relocate to yet, you have enough equity, so you’ll not owe more than the home is worth. At the very least, you want to have sufficient equity, so you can pay off your mortgage and still have some 20% down payment for your next home. A good financial position is essential in buying a new house that suits your needs and lifestyle. This is super important since you don’t want to sell and remain without shelter.
• You have enough cash flow to cater to all the selling costs and still have some cash to cover packing and hauling costs.
• Finally, you’ve consulted with a qualified real estate agent and understand how the market is shaping up. A real estate agent can help you get a clear picture of the selling process so you can decide if a sale makes financial sense for your family.

If your finances are in order and your gut says yes to the current market conditions, selling could be the best decision for you and your family.

**Looking for a great real estate agent here in the Sarasota and Venice areas of Southwest Florida? Contact our team!**

2. Find out What Your Home is Worth

Once you’ve decided to sell, you now need to find out how much money you are likely to go away with at the end of the day. Knowing what your house is worth prepares you to buy, sell, refinance, tap into your home’s equity or even negotiate lower property taxes. You’ll also have a better understanding of your overall financial health – since your home is so closely tied to that.

When selling, it’s important to remember that your house is only worth what buyers are willing to pay. 

One of the challenges of determining your home’s value is that “value” is subjective; an interested party may be willing to pay more than another. As a homeowner, it is often difficult to see your home from the buyer’s perspective. What matters to you might not matter to your buyers, so you must set your mind to it.

For instance, if you have lived in your home for several years, you may hold sentimental value and crucial memories that you’d like to place a price on. But the problem is, no buyer is willing to carry such costs, which is why emotional attachments may cloud your judgment.

Therefore, it’s important to price your home objectively and stick to facts as much as possible when estimating your house’s worth. This way, you can find a listing price that appeals to the buyers without compromising your long-term goals. When looking for that sweet spot, it is crucial that you understand some of the factors that may affect your home’s value.

What Can Affect the Value of Your House?

• Location and local market conditions: How close is your house to social amenities and highways?
• Curb appeal: Does your house stand out in the neighborhood? Is it pretty to look at? How old is it?
• Safety: How is the crime rate in your neighborhood? Does it have well-lit sidewalks?
• Square footage: Is your house big enough for your intended buyers?
• The number of rooms: Does the size of the kitchen, bathrooms, and bedrooms make sense?
• Updated appliances: What updates have you made? Are the appliances functioning and energy-efficient?
• Mortgage interest rates: If the mortgage rates are high, you may get fewer bids for your house.
• Supply and demand: Like any other market, the real estate market shifts depending on the demand and supply. Considering there are many houses are on the market, you’ll be forced to up your game to beat the competition. But if there are fewer houses on sale, you might even sell your house a few thousand dollars above your asking price.
• Similarity with houses sold before: What is the average selling price in your neighborhood? This points at how much buyers are willing to pay for properties like you and should offer you some insights on what to expect.

With this in mind, how do you determine your house’s worth?

Use Online Evaluation Tools

You can use various tools to get a tentative valuation for your home. These tools provide estimates quickly and for free. However, these automated valuation models (AVM) offered by sites like Zillow and Redfin can be inaccurate and are only meant to offer an estimated market value. This is why it’s important to talk to a local real estate expert to get more insight into what your house is actually worth given the local market, neighborhood, and current market conditions.

** What’s your home worth? Get a FREE estimate with our online calculator – CLICK HERE!

Use FHFA House Price Index Calculator

Some sellers may be wary of Automated Valuation Models but still want some estimate that follows a more predefined scientific approach. The Federal Housing Financing Agency has a house index calculator that uses the repeat sales method to determine how your home’s value may have changed over time. However, this tool did not consider factors such as seasonality and current economic conditions. Instead, it would only show what a home purchased at a specific point in the time would be worth today if the average appreciation value of all homes in the same area was applied.

Work With a Real Estate Agent

To get a more realistic home value, you can ask a local real estate agent for a Comparative Market Analysis (CMA). A CMA provides an estimated value for your property by analyzing the price of similar properties from multiple listing services (MLS).

A good real estate agent may visit your home and take note of your house’s upgrades, landscape, and condition before coming up with an estimated price. They also look at the house’s square footage and proximity to local attractions and amenities. These nitty-gritty details can make all the difference when coming up with a full pricing picture. Especially when working with a locally-focused real estate agent, their expertise stands out when it comes to how to sell a house as they’ve made it work for several other homes.

Getting the right price for your house ensures that you don’t overprice or underprice your property. This spot-on pricing strategy ensures that you get quality leads for buyers easily and fast enough so you can move on to the step in how to sell your house.

3. Prepare to List Your House

A few minor touch-ups can go a long way to making your house sale-ready. In fact, these inexpensive prepping tips can help you fetch top dollar for your house and get it off the listings faster.

• De-clutter: Get rid of all the old furniture, heirloom, family photos, and other objects that may distract your buyers and possibly undermine a sale. If you haven’t used an item for over a year, you probably don’t need it.
• Deep clean: Clean all surfaces, polish your faucets and appliances and give the windows and walls a thorough deep wash. If you don’t have the time, consider hiring a cleaning service to do the deep cleaning.
• Make Minor Repairs: While selling a house in a lived-in condition is every seller’s dream, a cracked tile or a leaky faucet can break the whole deal. Be sure to fix all the cracks, holes, leaks, and chipped walls that you’ve ignored over the years. And don’t forget to replace all the burned-out light bulbs.
• Avoid unnecessary upgrades: While upgrades such as a kitchen or bathroom remodel may increase your home value, it’s important only to make those inexpensive upgrades that will add to your ROI (return on investment). This is usually not the time to start knocking down walls or making entire roof renovations. The last thing you want is to dump a bunch of money into your home, making expensive renovations that won’t actually increase the value. When making changes, ensure that it will positively impact the price– making it more attractive to sell faster.
• Gather as much information: Buyers will ask many questions, including your utility bills, taxes, renovation details, mortgage details, and survey and rental contracts. Prepare all the paperwork to provide detailed answers that attracts buyer confidence.
• Get a home inspection: This is optional, but it’s really a great way to be prepared because most buyers will get their own inspection anyway. Getting a pre-listing home inspection can help you identify any issues that may sabotage your sale. By having a prior inspection, you’ll have more time to fix the problems or factor them into your asking price. It also prevents any surprises from popping up when you already have a deal in progress.
• Consider staging it: When selling your house, you want to give the buyer a mental picture of how it will be living in that place. Staging can help you move, rearrange, add furniture and accessories to make your home look its best. You can sell your house faster and for more money through staging for just a few dollars. When staging, be sure to make the outside homier and welcoming. You can ask your real estate agent to refer you to a professional stager they’ve worked with before. Your real estate agent will also know what the “trends” are in the local market and which types of decor and furniture will appeal most to your ideal buyers.
• Get professional photos: After you’ve de-cluttered, cleaned, remodeled, and repainted your home, it’s time for the photographer to work his magic. Professional photography can help you take photos to use on your listing and create virtual tours to make the sale effortlessly seamless.  One of the biggest mistakes we see when a home is listed is terrible photos!

You can start to do many of these things on your own before you are ready to list your house. Take the next step by removing yourself from the “how to sell a house” stage. Consider chatting with a realtor by this point as they know exactly what buyers are looking for. It’s also an added bonus that they’re very knowledgeable when it comes to staging a home and might even help you with things such as getting professional photos taken

** READ MORE: Avoid These Mistakes When Selling Your Home

4. Get a Friendly, Knowledgeable & Trustworthy Real Estate Agent

When selling your home, it can be tempting to sell it yourself in what is known as “For sale by owner” or FSBO. It may feel like this DIY method could save you a few bucks but you’ll be forced to do all the heavy lifting and risk making mistakes that can cost you more down the line.

Plus, the best real estate agents know the market and are there to protect you during the process!

A real estate agent saves you all this trouble and does the legwork for you. They should be the market expert and be able to expose your house to a wider audience than you can on your own, giving you more leverage to make a sweet profit in your sale. Working with a real estate agent also provides guidance throughout the process, ensuring you understand every step of this selling journey. These specialists have a wealth of information about the local market and know what sells and what doesn’t.

But with so many people claiming to be real estate agents, you don’t need just any agent. You must look for the RIGHT agent who’ll have your best interest at heart. Don’t make a common mistake of going for your cousin’s friend or that relative just because they call themselves a real estate agent. Even if they have some experience in how to sell a house, it will not magically help you land that sale. It’s important that you do your research in working with a real estate agent.

The Best Real Estate Agents:

• Aren’t just trying to “sell” you all the time! You need to feel like they actually want to help you!
• Are tech-savvy and know how to operate in today’s digital world
• Have expertise in 21st-century marketing! Things like social media, blogs, videos, Facebook Groups, digital advertising, etc., are key in marketing your home. If your agent isn’t on the cutting edge, then you will be losing out!
• Have an established client base and contacts that they can share your home with via email lists, social media followers, website views, etc. This can help your home sell faster by tapping into its existing network.
• Possess a deep understanding of the town and different neighborhoods in the area and how to position your home for the right buyer
• Have a firm grasp of the current local market and what homes are being listed and sold for — and the environment (are there currently bidding wars?)
• Can (and is willing to) work with your schedule. A full-time agent will have more time for you and be willing to work around the hours that best suit your lifestyle. They should also be flexible and be able to make time for you!
• Have a friendly demeanor and good customer service and communication skills. You want an agent who is prompt to return your phone call or respond to a text. They should also have multiple communication channels where you can reach them in a snap.
• Do NOT charge additional “surprise” transaction fees! Typically rates should be around 6% of the house sale (3% for the buyers agent and 3% for the selling agent). If they are extremely cheap or overly expensive, this should be a red flag.
• The best real estate agent for you should also be someone you actually like! The entire selling process can have multiple unseen challenges. By going for someone you easily connect with, you’ll save yourself massive agony and stress down the line.

Selling your home is a huge investment. So you’ll need someone you get along with and trust who will make the process as painless as possible; one that has the experience and expertise in how to sell a house.

**Looking for a great real estate agent here in the Sarasota and Venice areas of Southwest Florida? Contact our team!**

5. Price Your Home to Sell & Be Realistic

When setting a price for your house, you want to recoup its real value without sending potential buyers away. Start by researching the local housing market and looking at comparable local sales (Comps) to get a hunch of how much buyers are willing to pay in those neighborhoods. Pay attention to the various comps’ features, location, and square footage to determine an ideal asking price.

Your real estate agent can help set a realistic listing price that isn’t overstretched. Local real estate agents have in-depth knowledge of the local market that they can use to give you a free Comparative Market Analysis (CMA). Fortunately, you can get a higher selling price for your property when working with a real estate agent, unlike with an FSBO.

6. Put House on the Market & Advertise

Now, at this point, your house is ready for the market. If you already have a real estate agent, this is the point when they take over and do most of the work for you! Real estate agents are experts in marketing and will list your house on various listing sites. Typically, most real estate agents use several strategies:

• Creating a listing and making it live in the MLS
• Pushing it out to other real estate agents in the area to let them know
• Creating social media ads and also posting in social media groups, such as Facebook groups.
• Professional photographs, videos, and possibly even 3-d tours of your home!
• Creating a detailed and exciting description of your house that targets the right buyers
• Posting “for sale” signage
• Promoting your home in newsletters to their email list of ready buyers

If the marketing and advertising are properly done, you’ll likely start seeing some interest for your home almost immediately!

7. Hold an Open House

Whether you choose to sell the house yourself or use a real estate agent, you may consider holding an open house to showcase your house to potential buyers. Although not wildly popular with some sellers because they can be a bit of an inconvenience, an open house can help you get potential buyers through the door.

A successful open house often requires a spotless house that’s priced correctly and located in a high-traffic area. A great real estate agent will advertise the open house well to attract buyers and build up interest.

8. Review Offers and Negotiate

After you’ve listed your property and help an open house, you’ll start getting offers based on your asking price. In most cases, buyers know that the listing price is just a suggestion that’s negotiable. Therefore, they’ll want to score a deal by making an offer that best suits their financial situation.

You should be ready to deal with all kinds of offers, some lowball while others are considerate. It’s important to keep your emotions in check and only focus on the end goal – getting the best out of the deal.

When working with a real estate agent, inform them about your priorities – this could be closing as soon as possible, or closing within a specific period, or even walking away with enough money for a down payment. Whatever your priority, be sure to have a baseline amount you are willing to accept.

Negotiations are also a key moment when it’s great to have a realtor working on your side. As a seller, it’s nice to have a “buffer” of another person dealing with not just the inquiries but the actual negotiation. They are the experts and can take a lot of the stress and pressure off you — as well as operating in your best interests to make sure you get a good deal.

9. Accept Offer, Earnest Money Received, & Enter Inspection Period

Once an offer has been made and accepted, you’ll be bound by a legal contract for the real estate transaction. At this point, there are legal obligations according to the contract that both parties need to adhere to. One of the first is that the buyer needs to put down some earnest money – this takes the property off the market so they can proceed with their inspections.

While homebuyers can skip them, they will be advised to do a home inspection before proceeding with the purchase and you should urge them, too!  Typically inspection periods could last anywhere from 7 to 10 or 15 days after the contract is accepted. This is usually specified in the contract and can also be negotiated on as well.

During the inspection period, the buyers may have multiple inspectors check out the home and provide reports to make sure they are fully aware of any issues and comfortable with going through with the purchase. In the state of Florida, buyers can back out of a deal during the inspection period without any questions asked. If they back out during this inspection period, they can get their earnest money back.

10. Complete Inspection Period & Address Issues

If the buyer does a home inspection, it’s possible that they could find some issues that they want to be addressed. These could be small things such as fixing a door or something large like a broken microwave!

Depending on the extent of the issue, it’s possible that the buyer could come back to you and ask for some resolution. If it’s something small, they might ask for you to fix it before closing the deal. If it’s something big, they could ask you to repair it or they could request a credit on the deal so they can fix it themselves.

Be sure to talk with a professional before the repairs so you don’t end up forking money unnecessarily. A professional real estate agent understands the sale process and can help deflect requests based on what is necessary and what isn’t.  While you don’t want to spend needless money, sometimes being agreeable and helpful can go a long way in making the deal work. Surely, your soon-to-be home buyer will also appreciate you making an effort and it will establish a good buyer-seller relationship between the two of you.

11. Closing the Deal & Handing Over the Keys!

Typically, once the inspection period is over, it’s really all about preparing for the closing. You’re one step closer to making that deal! Closing happens when the seller and buyer finally sign the papers that transfer the house ownership to the buyer. Often, there is a good bit of time between the initial contract date and the closing date. Typically it’s around 30 days, but it could be less if it’s a cash deal or more if there are other financial contingencies, etc.

Between the initial contract date and the closing date, all parties are given time to prepare what needs to be adjusted for closing and eventually begin preparations for moving in. Several agreements are finalized during this time: from the buyer securing their financing and getting their homeowners insurance to the seller gathering important documents.

What Documents Should You Prepare When Closing a Deal?

• The deed
• Transfer tax declaration
• The affidavit of title
• The deed of trust or mortgage
• The bill of sale for all appliances and furniture included in the sale
• The certificate of occupancy
• HOA information, etc. to pass to the buyer
• Any other documents/information the buyer may need

By the closing date/time, you should have moved out & prepared the home for use unless the contract states otherwise. During this phase, you are supposed to hand over the keys to relinquish possession of the home, giving the new owners access to their new investment. Before you do, make sure you’re leaving the house squeaky-clean so all they have to do is move in!

Again, your real estate agent can assist you during this time of closing. This means you’re nearing the final stages! Title companies will be involved to which you’ll eventually pass along the keys and other important details to finish the deal. Once all of those are over and done, you’ve finally sold your home! Who would have thought that you were once looking up how to sell a house?

Ready to Sell Your Home in Florida?

Selling your home is an important life decision and can be an overwhelming undertaking. The process can take time, and there are many steps along the way that can be confusing and a bit stressful. Set your worries aside when you work with an experienced real estate agent who will help you successfully sell your home faster and for more money–best of both worlds!

It certainly makes a difference when you have a professional to depend on. Someone who can make the process seamless and more enjoyable by helping you understand the selling process making it easier for you to have realistic expectations. Schedule a call with Josh today!

The post How to Sell Your House in Florida: The Ultimate Guide appeared first on That Florida Life.

They say Florida is home to more golf courses than anywhere else in the world. And with the year-round weather being what it is in Florida, golfers love the fact that they can play year-round at some of the top courses in the world. The small town of Venice, Florida just south of Sarasota on the Gulf Coast is home to an impressive number of golf courses and golf course communities. While there are many pros to living in Venice, as golfers ourselves, the sheer number and quality of golf communities here is one of the reasons we chose to move to Venice!

So if you are a golfer who is dreaming about being able to gaze out your back patio at a lush green or manicured tee box, or if you just want to live the resort lifestyle while having multiple golf courses in your backyard, then you’ll want to check out some of these top golf communities and courses here in Venice, Florida.

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Plantation Golf & Country Club

Plantation Golf and Country Club is a special golf course or should I say, golf courses. 

Located between highway 41 and Center Rd, Plantation has 2 beautiful and challenging courses that weave through the trees and homes. They also have a really great golf training facility and regular programs where everyone of all abilities feel welcome. In fact, Liz has taken part in their golf academy and was really impressed with the instructor and the facilities here.

It’s no wonder the LPGA qualifying tournament is held here every year! (Which would be pretty fun to volunteer at)

The Club also has a swimming pool and spa, fitness center, bocce ball, tennis and pickleball, as well as a restaurant and bar plus regular events and activities for members. There are several small gated communities all around the Plantation golf courses.  Here you can find condos, villa, and home communities. 

If you are wanting to live the golf cart lifestyle, then this might be a great community for you. Even if you don’t live inside the community, you can purchase memberships to the club. In fact, it is one of the more popular clubs around town. They have year-round memberships as well as summer memberships at a discounted rate if you just want to play and enjoy the facilities during the off-season (which is summer down here). 

Home Prices in The Plantation Area:  Condos starting at $250k to homes ranging from $300k-$600k for a home. 

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Sarasota National Golf Club and Community

Sarasota National is one of the newest golf course communities in Venice.  This community is located near the popular Wellen Park development district between Venice and North Port.  Sarasota National is a championship golf course that is surrounded by native wetlands and preserves, providing a dramatic backdrop that is as beautiful as it is challenging.  This course does open up to the public during the slow season in the summer. 

The homes in Sarasota National are luxurious with beautiful views of either nature or the golf course.  This is a Lennar Homes community that is broken into 2 main sections.  There is a Lake Side and Golf Side.  Both are fantastic, but there’s a slight difference when it comes to golf. The Golf Side is where the golf course is located and if you purchase a home in this part of the community, then golf membership is mandatory.  However, if you don’t want to be a member of the golf course but still live in this community, you can purchase a home on the Lake Side. Even if you don’t live on the golf side it is possible to be able to play this course, particularly during the offseason when it opens up to the public.

You can find a great mix of coach homes, villas, and single-family homes here in Sarasota National. There are miles of walking and biking paths here as well as a state-of-the-art club house with pools, fitness center, and many sports courts. The golf membership here is affordable, compared to some other mandatory golf membership communities in the area and they also have a great practice facility and restaurant onsite as well.

Home Prices in Sarasota National:  Condos starting at $350k and homes starting at around $450k and up.

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Wellen Park Golf & Country Club (NEW!)

The newest golf and country club community in the Venice area is out in Wellen Park. Wellen Park Golf and Country Club just recently opened in 2023 — and we were lucky enough to be one of the FIRST to play the course when it opened! (You can watch the video on YouTube here).

The champion 18-hole golf course is fresh and brand new. It weaves throughout the community, which is actively being built up with homes. Those who want to live here can choose from a large variety of homes including different styles of condos, coach homes, single-family executive homes and large estate-style homes. While you can choose to buy a new construction home or even a “quick move-in” new home, since some people are currently living in the community it’s also possible to find resales too.

This community offers full resort-style amenities including swimming pool, fitness center, classes, pickleball courts, dog park, a tiki bar and multiple other restaurants too! There will also be a full-time lifestyle director onsite who plans a full calendar of events and activities year-round.

Keep in mind that golf membership is tied to the property here and there are limited golf memberships available! So some homes will come with golf membership, others will not. And when you sell, the golf membership is sold with the home. Lastly, they are currently building the pro shop and community amenities here — so for the time being, the golf course is open to the public. However, in the future the golf course will be exclusive to members only. And ONLY those who live in the community and purchase a home with membership are members.

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Venice Golf & Country Club

Located in the heart of Venice, Venice Golf & Country Club is an exclusive neighborhood both golf lovers and social butterflies will love. Not only is there an amazing 18-hole par 72 golf course, this community has an array of amenities such as tennis courts, fitness center and junior olympic sized pool and patio area.  

The Venice Golf & Country Club community is also known to be one of the most active communities here in the area. The social calendar here is quite busy with a ton of events going on. The homes here are beautiful and there is mature landscaping and trees throughout.

READ MORE: Things to do in Venice, Florida

The golf course here is completely private and does not open up to the public. Also, keep in mind that membership to the country club here is mandatory and the initiation fee is actually pretty steep compared to other communities in the area (mandatory $20,000 initiation fee, which does not include the golf membership).

The homes here in Venice Golf & Country club are reasonably priced, especially for the quality and what you get. However, keep in mind the initiation fee on top of your home price if you purchase a home here. 

Home Prices in Venice Golf & Country Club:  $425k to $500k

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Pelican Pointe Golf & Country Club

Pelican Pointe Golf & Country Club is a 27 hole golf course that is a great community located right in the center of Venice, it’s actually right next to Venice Golf & Country Club.  This is a mature community with beautiful landscaping and trees throughout with a wide array of lovely homes and the golf course is semi-private. So it is possible for the public to play this course on occasion.

The homes in Pelican Pointe are a little bit more affordable than the previously mentioned communities.  This is also a highly sought-after golf community in Venice. In fact, the villas are extremely popular and don’t come up often for sale and if they do they are gone right away!

Average Home Prices in Pelican Pointe:  Villas starting around $250k and home ranging from $300k – $800k  

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Jacaranda West Country Club

Jacaranda West Country Club is one of the older golf communities in Venice.  Located right off Center Rd., this 18-hole golf course is a challenging but yet forgiving for players of all skill levels. And the course has been recognized as one of the top courses to play in the Sarasota area.

The tennis facilities at Jacaranda West Country Club are also top-notch with a pro on staff. In fact, for years it’s actually been voted the best tennis facility in all of Venice! Jacaranda West is a fantastic community, with a mix of retirees and younger families who enjoy playing together.

READ MORE: Best Beaches in Venice, Florida

The homes in the community are a little bit older, but there are some real gems that have already been remodeled or potential projects to make the custom designs you wish for in a home.  Great community that has a lot to offer everyone, especially those who love to golf and play tennis.  

Home Prices in Jacaranda West Country Club:  Villas are around $300k and homes range from $350k to $500k 

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Venetian Golf & River Club

Located in North Venice, Venetian Golf & River Club is a masterfully planned golf course community.  If you are looking for a golf course community full of amenities then Venetian Golf & River Club might be what you are looking for. The golf club boasts state-of-the-art mens and womens lounges and golf pro shop.  The course is beautifully laid out winding through nature. In fact, last time we were out there we saw a group of deer hanging out in a backyard just beside a tee box, as well as so many gorgeous birds!

It’s a challenging course, but golfers of all skill levels will really enjoy playing here because of just how beautiful it is!

The homes in Venetian Golf & Country Club are luxurious and some are quite grand. The River Club side also has a swimming pool, fitness center with regular classes (including Zumba, Yoga and Aerobics) and our favorite part is that there are also miles of walking and biking trails, including a boardwalk where you can enjoy the nature preserve! This truly a beautiful community.

Home Prices in Venetian Golf & River Club: $350,000 – $700,000+

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Other Public Golf Communities in Venice

The golf course communities listed above are some of the larger and most popular in Venice. However, there are some other public golf courses in Venice that weave through some beautiful home communities. The three courses below are open to the public but also offer memberships:  Waterford, Calusa Lakes, and Capri Isles. 

These three public golf courses in Venice fall under the same family of ownership, so they also have options so that if you are a member of one of these then you can also play at the others as well! So it’s like getting 3 great golf courses in one membership. And they are all quite close to each other, making it easy to change it up. 

Waterford Golf Club – Venice

This is a wonderful public golf course that’s a joy to play! In fact, it’s one of our favorite public courses in Venice. The lush landscape here, mature trees, rolling greens and lakes and fountains make for a truly picturesque golf course.  There are a number of little pocket neighborhoods winding around the course and lakes which include homes, condos and townhomes. Many of the neighborhoods and homes have lovely views of the course as well as the water features.

There are actually multiple neighborhoods around the Waterford course, each with slightly different styles of homes and price points. From single-family homes to villas. Some neighborhoods have their own pools and amenities, while there are also amenities and sports courts at the main Waterford clubhouse too.

Home Prices Around Waterford Golf Club: Villas in the area start around $286,000 and homes range from $350k – $500,000+

Calusa Lakes (Technically in Nokomis)

Definitely our favorite public golf course in the area, Calusa Lakes is a gorgeous 18-hole course that almost feels private. We really enjoy playing this course because it has a laid-back vibe, yet it’s beautiful manicured, scenic and challenging. There are a ton of trees throughout and the course bends its way around lovely Florida-style homes. Players will enjoy the rolling fairways, crisp greens, and challenging bends around many pine and oak trees.

As the name implies, there are a lot of lakes and scenic water features which also add to the beautiful of the course.

Home Prices Around Calusa Lakes: $450,000 – $750,000+

Capri Isles Golf Club – Venice

Just down the road from Waterford, Capri Isles is another popular public golf course with a number of different home styles overlooking the course. Capri Isles is an 18-hole par 72 course where you can find a number of condos, single-family homes and villas all along and overlooking the course. In fact, this area is one of the best areas to find an affordable condo right on a golf course.

With a central location in Venice living in this area is very close to everything you need in town. And you have many other golf courses just a few minutes away too!

Home Prices Around Capri Isles: Condos start around $225,000 and villas and homes can go up to $450,000

Other Top Golf Course Communities Near Venice

If you are certain that you want to be in a beautiful golf course community but you are open to living outside of Venice, then check out some of the options below. Here are some of the top golf course communities nearby Venice that you may love.

Boca Royale – Englewood, Florida

Just barely south of Venice toward the town of Englewood is Boca Royale golf and country club. This is a semi-private club with a lush setting among mature oaks and palm trees. They have everything from golf, tennis, pickleball, croquet, bocce ball, fitness and wellness center, plus dining on-site (their weekend brunch is quite popular) and also a very active social calendar.

The original homes in the community are a bit older; however, recently they partnered with Neal Communities and opened up new phases. So even though this club has been around for a while, it’s possible to buy a gorgeous new construction home here!

Another perk to Boca Royale is that you are super close to Manasota Beach (one of our favorites in the area) as well as being just a short drive from the charming old Florida town of Englewood and Englewood Beach. beautiful new construction homes are being built now in new phases! And it’s super close to the beach!!!

Home Prices in Boca Royale: Villas and single-family homes are currently starting around $470,000 and go up to $1M+

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Mission Valley Golf & Country Club – Nokomis

Mission Valley Golf & Country Club is a private club located just a few minutes from Venice, technically in the town of Nokomis. This is an exceptionally beautiful golf course with lush landscapes, crisply cut greens and only just a few homes on the course itself. Mostly the course weaves through the trees and around lakes and wildlife.

Mission Valley has an upscale old Florida feel and has an extremely active community of golf & tennis members. This is the type of place where everyday members get together to play, and in the mornings you’ll see regulars walking the course.

There are neighborhoods that are adjacent to the Club and course, which just a few homes actually on the course itself. What we love about this area is that many of the homes out in this area have very large lots and are surrounded by mature trees. It’s very quiet out here and incredibly peaceful.

Home Prices Near Mission Valley: $450,000 – $700,000+

Heron Creek – North Port, Florida

For those of you open to living just outside of Venice, the town of North Port is home to Heron Creek is an upscale golf and country club in a beautiful natural setting and nestled among lovely homes. The semi-private 27-hole championship course consists of three 9-hole courses including the Marsh, Oaks, and Creek Nine. There is a large practice facility for both long and short game as well as a Golf Learning Center that offers regular clinics to golfers at all levels.

With over 400 acres of the community designated for the golf course and environmentally protected nature preserves, this is a scenic course and community. With lakes and natural habitats that support a variety of birds and wildlife and green spaces for the residents to enjoy. The golf courses weave their way through these landscapes as well as the various neighborhood areas.  The club itself also offers pool and fitness facilities, tennis, as well as dining and special events.

Home Prices in Heron Creek: Villas start around $310,000 and single-family homes $500,000 and up.

Myakka Pines Golf Club – Wellen Park

Myakka Pines Golf Club is a beloved local landmark in Venice, Florida, and a long-time favorite for golfers seeking a peaceful and scenic course. It’s known for its challenging yet accessible layout and picturesque views of native Florida landscapes, and is favored by both seasoned players and newcomers to the sport. However, this iconic property is now transitioning into an exciting new phase of its story.

Set to open in early 2026, Esplanade at Wellen Park is the latest addition to the thriving master-planned community near Venice, Florida. This highly anticipated neighborhood will offer a mix of approximately 877 attached condos, villas, and single-family homes, ranging from 1,500 to 3,000 square feet. Designed to cater to modern lifestyles, the homes will feature low-maintenance options ideal for seasonal residents and range in price from the $400,000s to over $1 million.

Esplanade at Wellen Park promises a resort-style living experience with an array of top-tier amenities. The development will include a resort-style pool, spa, state-of-the-art fitness center, tennis and pickleball courts, and even a private residents-only Bahama Bar and Grill. A full-time lifestyle manager will be on-site to coordinate events and activities, ensuring every day feels like a dream vacation.

Located west of the Myakka Pines Golf Club, Esplanade residents will enjoy easy access to the nearby course through a planned collaboration with the golf club. The gated community also boasts a premier amenity center which spans 16,800 square feet and includes group fitness rooms, a spa therapy suite, locker rooms, and private showers. Outdoor areas are thoughtfully designed, featuring a sand beach, shaded lounge spaces, cabanas, and lush tropical landscaping.

If you’re interested in the vibrant growth of Wellen Park, explore available real estate opportunities here and stay tuned as Esplanade at Wellen Park takes shape alongside an exciting refurb of Myakka Pines. 

Public Golf Courses in Venice You May Enjoy Playing!

If you are thinking of moving to Venice and don’t necessarily want to live in a golf course community, or if you just want to mix it up and play some other courses around town, below are other great golf courses in the Venice area that you might enjoy playing.

Lake Venice Golf Club

Located conveniently across from the famous Sharky’s on the Pier restaurant and the Venice Fishing Pier (as well as the Venice Dog Beach) is the Lake Venice Golf Club. This is an award-winning public golf course with 27 holes nestled among mature trees and lakes. This is a great public course for players of all skill levels and has won numerous awards over the years for being the best public golf course in Venice.

This is one of my favorite courses to play on a whim any time of day because are no tee times here, so you can show up and walk or ride at any time. It’s a casual and fun environment – a place for those who love the game or are just learning the game.  Memberships are available here and when things are quiet, you can hear the waves from the Gulf of Mexico just beyond.

There are no houses on this course. The nearest homes in the area are just north on Venice Island and in the Golden Beach neighborhoods.

But Venice Island is golf cart-friendly. So you can easily cruise down from your house to the course on your own golf cart!

READ MORE: Free Yoga Classes on Venice Beach (even for beginners)

Venice East Golf Club

This casual and laid-back golf course on highway 41 between Venice and the Wellen Park development district near North Port is a great public golf course that is perfect for beginners. Venice East Golf Club consists of an 18 hole course as well as a driving range and practice area. They offer lessons for beginners as well as public leagues.

There are very few homes on or near the course; however, there are many homes in the adjacent Venice East neighborhood.

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Popular Golf Courses in Sarasota

If you are looking for options to venture a bit beyond Venice to play some different courses, below is a shortlist of some of the most popular golf courses in Sarasota that are just a short drive away.

• Village Green Golf Club (Sarasota)
• Bobby Jones Golf Complex (Sarasota)
• Tatum Ridge Golf Links (Sarasota)
• TPC Prestancia Golf & Country Club
• Stoneybrook Golf & Country Club (Sarasota)
• University Park Country Club (Sarasota)
• Bent Tree Golf Club (Sarasota)
• Lakewood Ranch Golf & Country Club (Sarasota)

Our Top Picks for Golf Communities in Venice – As Golfers Ourselves!

As a lifelong golfer, I grew up with the golf courses as my “babysitter” – especially in the summer. I have fond memories of playing golf with my friends from morning until dusk every day. So as an adult, I have a soft spot for beautiful & fun golf courses and dream about one day having a house with a backyard that looks out over a green and a tee box.

I’ve been fortunate to have played nearly all of these courses here in Venice. I’d have to say that my favorite course itself is Mission Valley Golf and Country Club because the course itself is immaculate! And personally, I find the homes out in this area appealing just because of the size of the lots — so you really don’t feel like you are on top of your neighbor!

READ MORE: Best Restaurants in Venice, Florida (According to Locals)

I also really enjoy playing golf at The Plantation Golf & Country Club. Their courses are exceptionally well maintained and fun to play because you really have to think carefully about every shot. Plus, they have some great homes all around the course an active club community. As far as public courses go, Calusa Lakes is my favorite and with Waterford being a close second. For public courses, both of these are really quite nice in their layouts and kept in great condition. Plus, there are many beautiful homes throughout both courses.

On the higher end of things, courses such as Sarasota National and Venetian Golf & River Club probably have some of the longest and most challenging of the courses around here and are set among some gorgeous preserves and nature. Plus, the homes in these communities offer great views and luxurious amenities.

** READ MORE – Best Neighborhoods in Venice (not just golf)

Have Questions? Interested in Golf Homes for Sale? Give Us a Shout!

In the end, it really depends on your interests and the type of home you might be looking for within these communities. So if you are thinking of moving to Venice and have any questions at all about these golf courses or homes for sale in these communities and the nearby area, don’t hesitate to reach out! We are golfers ourselves and can provide you with insight into both the golf experience as well as help you if you are looking to buy a home.

Email:  joshwilsonrealtor941@gmail.com

Phone: 303-601-8328

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